Why Choose a Specialist Insurance Plan for Your Piccolo Instruments?

Let's start reading with a riddle!

I come from Western Europe.
I am half the size of a standard flute.
I am a high-pitched member of the woodwind family.
People play me horizontally.
The sound I produce is one octave higher than what is there on the sheet music. It makes me the highest musical instrument in an orchestra.
What am I?

Well, if you are a pro, you already know the answer. Bingo!
And, if you are still scratching your head, the answer is Piccolo!

Wow! That was fun! Isn't it? Now, it is time for some serious talk.

More about the piccolo and its safety and security

Piccolo is a highly delicate musical instrument. It is so fragile that it may get damaged, sometimes beyond repair, even by a small impact. Therefore, it is crucial to take care of this woodwind gear.

Here are some tips that will help you to take proper care of your instrument:

●    Use a decent case to store it when not in use.
●    Clean your gear regularly before and after using.
●    Make sure not to ignore minor maintenance and repair chores.
●    Do remember to keep it in a safe and dry place away from direct sunlight.
●    Always consult a professional whenever in doubt.
●    Make sure not to leave your gear unattended or a place where kids and pets are around.

Hopefully, these tips will protect your musical instruments from scratch and dents that may appear by falling or from regular wear and tear. 

However, what about the larger risks that even the sturdiest piccolo case may fail to sustain? How will you protect your gear against those risks?

Possible risks associated with your musical instrument

First of all, let us help you clear your doubts regarding the possible risks that might leave your gear damaged before maintenance or repair.

So, what could go wrong with your gears? Well, the list seems pretty long:

●    What if someone steals your piccolo?
●    What if someone vandalizes a concert venue leaving your gear damaged?
●    What if your gear is lost or damaged during transportation?
●    What if you accidentally dropped your musical instrument breaking its reed?
●    What if your gear is burnt in a fire?
●    What if your gear is lost or damaged owing to an element of nature? It may include an earthquake, fire, flood, thunderstorm.
●    What if someone else is injured at your concert?
●    What if someone else's property gets damaged due to your gear?
●    What if you are a touring artist and need worldwide protection?

As you can see the list of possible risks associated with your musical instruments, what do you think is an appropriate way to protect your gear from all these? Well, the best way to do it is by buying a Piccolo Insurance policy.

Probably, you might be wondering, is an instrument-specific insurance plan worth buying? The answer is - YES, it is!

Some of you might even think, why a dedicated insurance plan and not your home insurance?

To learn more about the tug of war between musical instrument insurance and home insurance, keep reading!

Why choose a specialist insurance plan for your piccolo?

Your piccolo needs a specialist musical instrument insurance plan and not home or renter's insurance because of the following reasons:

Comprehensive cover

Your home insurance policy may cover your piccolo against various risks. However, the coverage is least likely to be comprehensive. And if you buy a dedicated Piccolo Insurance from a reputable company, you will get complete coverage or all-risk cover.

Coverage against accidental damage

A home insurance plan may not cover accidental damages. However, a standalone insurance plan will cover the same ensuring all-encompassing coverage for your gear.

Coverage against transportation damage

Suppose you are relocating or you need to transport your gear to some other place. What if your musical instrument goes missing on the way? Or what if it is damaged? Accidents may happen anywhere and at any point in time, after all. In such a scenario, your home insurance will not protect you. However, your musical instrument insurance plan will. Plus, you also get to enjoy the benefits of worldwide coverage with a specialized insurance plan.

Coverage against public liability

Your home insurance is least likely to cover you in cases of public or general liabilities. However, a dedicated insurance plan for musical instruments will offer that protection.

Hope, it was an informative read!