Are you a music composer? What is the most important thing you need to produce beautiful pieces of music? Is it your musical paraphernalia? Although you are correct, there is something even more crucial than that. And it is the peace of mind. Mental peace is the master ingredient for creating soulful music with your piccolo. Right?
So, how does it come to you - mental peace and calmness? You can ensure the same by protecting your musical instruments under an all-encompassing insurance plan. For example, if you own an expensive piccolo, getting a specialized Piccolo Insurance plan can feel like a savior for you and your musical profession.
Competitive edge is imperative. Insurance is even more.
With the expansion of the music industry, musicians have become more occupied with tons of other things related to their profession. They are so busy gaining the competitive edge that they often ignore getting their musical gears insured. However, they forget that if their musical instruments are well-protected, they will anyway get the edge they are looking for. The reason - when you know that a precious thing of your own is safe and secure no matter what, you can focus on your work well. Isn't it? And when you are focused, success will come to you sooner or later for sure.
Match your pace with the industry. Stay protected
The very nature of the music industry is very dynamic. And so many professionals, gigs, performances, and everything in between, add more to the vibrancy and energy of this realm. Although there are many good things about the domain, people often forget about the uncertainties (the most integral aspect of our life).
Some adverse scenarios involving your musical instruments
Have you ever imagined losing or damaging your beloved piccolo ahead of a performance or a public liability case in your name after an event? These questions are imaginary, of course. However, these can be very much real for a professional musician and can pop up at any point in time out of the blue. These are not only unfortunate but expensive as well. And if you do not have enough insurance coverage, things can seem very tormenting to you.
Scenario No. 1
What if your piccolo suffers damage that is beyond repair following water damage at your home? Do you think your home insurance will have your back in such accidents? Well! You are right, but partially. Although your home insurance plan may cover your gear if you have included it under the same, the extent of coverage will be limited. However, if you have a Piccolo Insurance plan in place, you will save a big deal. It will offer comprehensive coverage and also help you get a replacement instrument.
Scenario No. 2
What if miscreants steal your woodwind instrument by breaking into your car? What if you left your piccolo unattended and did not find it again? Remember one thing - your home insurance will not be responsible for any mishap happening outside your home. However, your musical instrument insurance is there for you all the time at all the places. So, if your gear is stolen, the insurance policy will make sure to pay for the replacement gear.
Ensure buying an insurance plan from a reputable and experienced service provider. Otherwise, you might not get the range of coverage you want for your musical instruments. Not all insurance providers can live up to your requirements. Therefore, you need to choose a provider wisely. At the end of the day, if you make a claim, settlement depends on the expertise and proficiency of the insurance provider.
Scenario No. 3
Have you heard about public liability cases involving musicians? It can happen to you as well. What if you are performing at a gig and someone from the audience trips over a stack of equipment and breaks his leg? Wait! What if he held you responsible for the accident? What if you are actually at fault? You have to pay for his medical bills and address those expensive lawsuits. Your home insurance will not cover it for sure. However, an instrument-specific insurance plan will take care of the financial part of a public liability case.
Safeguard yourself and your musical instruments from the unwanted scenarios by purchasing an instrument-specific insurance plan.
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