How to Make a Claim with Bassoon Insurance?

Your search for how to make claim insurance for bassoon ends here. Like taking insurance for expensive musical instruments like bassoon, it is also essential to know how to make claims for them. The beautiful bassoon musical instrument is one of the most expensive musical instruments as a new one may cost you from 4,000 to 20,000 dollars. Many factors could affect your claim, which could spoil the entire purpose of insuring the musical instruments. It will make the premium payments made for the insurance unable to claim and cause many hardships. You may not be able to replace the insured instrument or get the full value for it.

So, check out the tips to make a claim for bassoon insurance to overcome any hassles of getting it fast and easy.

Why is bassoon insurance essential?

If you have the passion for music to have musical instruments like bassoon, you should also know the importance of insuring it. You may be a professional musician, a learner, or a collector to have the bassoon musical instrument. It is a woodwind instrument of the double reed family playing in the bass and tenor ranges. It is expensive because of its six distinctive parts and unique color, design, and being played in concert-based and orchestral bands. Hence, it is essential to ensure that any damage or theft could help you reclaim its full value. A home or car insurance is not enough to claim the full value and needs customized insurance.  

How to claim with Bassoon insurance?

Knowing how to claim insurance for a bassoon is as important as taking insurance for it. It is vital to know that it is possible to claim insurance only if it is proved that the damage or theft is not by negligence. If the insurance company finds that the damage or theft is because of negligence and not safeguarding the musical instrument, it is hard to claim it. Hence you need to take all precautionary steps to ensure the safety of the musical instrument to get the claim for it. No one knows when you will be claiming the insured bassoon. Because even if you are cautious and take all precautions for safeguarding your bassoon, damages or theft may happen. Musical instrument theft has increased in recent years, and damaging the instrument happens frequently.

10 top tips for claiming with bassoon insurance

Losing or damaging a bassoon could be a nightmare if you are a musician, as you will be left high and dry to not perform in the next show or concert or orchestra. Even if you are a learner or collector, it causes monetary and emotional loss. Only by insuring it with the best musical insurance company can give you the peace of mind of getting a replacement bassoon for the lost or damaged one. But making the insurance claim for bassoon is easier said than done, and the following tips can help you do it quickly.

1.    Keep the records of bassoon like the purchase bill, brand, model, serial number, and others ready to produce it to the insurance company for a fast claim of it.

2.    Make sure to take photographs of the bassoon periodically to show proof of its condition and value for claiming the full value.

3.    Get an appraisal certificate mentioning its current value, which is more or less the insured amount, not to get a lesser claim amount.

4.    Take precautions to keep the bassoon safe at home, during concerts, and while carrying them in the car or other transportation.

5.    Report the bassoon theft to the jurisdictional police authorities to record it for catching the thief and recovering the instrument

6.    Post the theft information on the social media and also inform the music, pawn, and repair shops to reduce the chances of the stolen bassoon not changing hands

7.    Inform the lost or damaged bassoon to the insurance company, which may have a deadline of a few days for doing it, and any delay may not be able to claim it.

8.    If you need to repair the bassoon, you can claim the repair amount not exceeding the insured amount.

9.    If the bassoon is beyond repair or lost, you can claim the insured amount to buy a new or old musical instrument of the same value.

10.    If you are a musician and take a rental bassoon for a gig or concert until your instrument gets repaired, you can claim the rent for it.

The above facts and tips will surely help you know how to claim with bassoon insurance quickly and easily.