Have you been playing the oboe for quite some time and planning to hit the stage anytime soon? Wow! That's great. Your love for the woodwind is pretty apparent, and probably the thought of seeing it damaged or stolen sounds like a nightmare to you.
Your musical instrument - no matter how well you keep it - is vulnerable to various elements - natural and intentional. So, you should ensure its protection above all. And how can you go about it? It is very easy. Find a reliable insurance provider and buy your woodwind the benefits of comprehensive Oboe Insurance without fail.
You already have home insurance. It includes your oboe. Do you still need a specialist cover?
You are playing your oboe without worries because you know - your home insurance policy covers it. Does it actually provide the level of coverage musical instruments need? Time for a reality check. Read on the following pointers:
• Unexpectedly, sometimes your woodwind might get damaged with a severity of more than just minor dents and bends. Right? Are you sure your homeowner insurance policy will compensate you for all the repairs? Well! Surprisingly, no. It may cover a little bit of the expenses. However, a standalone musical instrument insurance ensures all-risk coverage.
• What if the damage that your gear has suffered is beyond repair, making you look for a replacement or a completely new instrument? Will your home insurance come in handy? Up to some extent - not to match the level of damage or money you need to shell out. Your dedicated Oboe insurance will cover the cost of replacement.
• What if miscreants break into your car and steal your woodwind? Your home insurance plan may come to your rescue up to some limit should the same situation happen at your home. However, the same home insurance takes no responsibility for your instruments if something happens to them outside the insured property - i.e., your house. And as a musician planning to go professional, you can't always sit at home and play. Isn't it? You will have to go out. Therefore, a specialist plan always saves the day.
• Once your career as a musician gets on its momentum, you may also need to travel worldwide for shows and concerts. Imagine - when your home insurance plan does not extend protection outside the home - how could it cover your gear worldwide? However, if you purchase a separate insurance policy for your musical instruments - it will ensure worldwide coverage.
• Also, with an increase in your popularity, with an expansion of exposure, perhaps, you will grab more performances and stage shows. Right? An increase in the number of concerts means you will get more audience and more people to interact with. Correct? Well! All these also equate to more chances of cases of public liabilities. Unfortunately, what if someone from the crowd gets injured or their property suffers damage? What if they file a compensation claim? Frankly speaking! Your home insurance plan will be of no use in such situations. Only a good and dedicated musical instrument insurance product can help.
Find a customer-friendly insurance provider
Always remember! The relevance of your musical instrument insurance plan and claims (if you need to make some) depends on the insurance provider you choose. Therefore, make it a point to research well before zeroing in on a particular insurance company. With the increasing popularity of instrument-specific insurance products, many companies have mushroomed in the market.
Most importantly, all of them assert to be the best choice. So, you should be cautious when choosing one. Always go for a licensed and experienced firm that shares memberships with relevant organizations and holds proper credentials. You can find all the crucial information on the websites of reputed insurance providers. Do double-check the same with the relevant authorities to make sure that you have selected the right insurance partner for your oboe and, of course, your musical career.
No comments:
Post a Comment