Friday 16 December 2016

Why Concert Insurance Should Be Your First Priority?



Concerts are very important to music bands. The audience looks out for concerts where they can hear their favorite musicians play live. Concerts are more like huge events with a large star cast, and a lot of equipment on board. You can simply call concerts an expensive event, as the investment in everything right from creating the stage to actually hiring the backstage people to the musicians, their costumes and the musical instrument, everything is pretty expensive in here. When you are getting started with something this expensive, you may want to consider insuring the different components of the concert, so that you can be saved from the cost that you may have to bear in case there is an accident or theft that occurs.

Issues You May Face
When having a concert, you may first want to make a list of all the issues that you are likely to face. There will be a few things that you may miss out when drawing the insurance, so here’s our checklist for you.

  • When a concert is on, the bands and the back stage artists and all the instruments travel in the transport arranged by the organizers to the place of the event. Chances of bus breakdown or, and accident are high. It is important to possess an insurance that can take care of the expenses that the event is likely to be bogged down by.
  • In case the vehicle is damaged or, one or more people are hurt, the expenses will be compensated by the insurance. This also takes care of the losses that the event may incur owing to delayed arrival of the bands at the concert
  • The music instruments can also be damaged during transit, and it is the concert insurance that takes care of this damage expense too
  • Apart from the band, there is the stage and the crowd that needs to be insured too
  • Crowd control is a massive task for the concert organizers, and in case some of the barriers put up fail to prevent the crowd, it can lead to accidents, which may be compensated with the concert insurance
  • Similarly, in case the stage breaks down or, some mishap occurs, it is the insurance that helps cover the losses.

Types of Insurance

  • Personal or professional liability insurance
  • General liability insurance
  • Event cancellation insurance
  • Property or equipment insurance
  • Vehicle and travel insurance
  • Medical insurance
  • Speciality insurance

These are the major insurance covers that you get with the appropriate event insurance that you have acquired. Right from compensating for personal or professional losses to compensating for event cancellation, it takes care of every aspect of the concert. So, protecting your event with the right insurance is very essential, which is why you need an experienced insurance provider by your side. Their expertise in the subject will help understand all your requirements, and will help you arrive at the right solution.

So, get the right concert insurance for your event, and safeguard it against losses and security threats.

Thursday 15 December 2016

Choose the Appropriate Clarinet Insurance with an Expert Provider


Clarinet, a single reed woodwinds instrument is yet another important element of the orchestra. It is a beautiful, cylindrical shaped instrument, that looks like trumpet but is a bass lower than the trumpet. As beautiful as it is, the clarinet is particularly precious and needs to be handled with care. There are some precautions that you ought to take when carrying the clarinet to an orchestra or when traveling with it overseas. Even when at home, you will need to make sure the clarinet is well maintained and kept in a protected environment.

Precautions You Should Take

There are certain precautions that you must necessarily take with a clarinet, so that you can maintain it and keep it unscathed
  • LIt should be placed in a protective environment, so that the heat or cold environment does not really affect the instrument
  • Make sure there is a case to keep the instrument in, so that it remains unscathed
  • When traveling with the clarinet, you will need to make sure it is in a case that protects it from temperature and humidity
  • Traveling by air, then you should make sure you carry your instrument in the hand baggage so that it remains protected
  • Maintenance is another important aspect for the well-being of clarinet. Make sure you take good care of the instrument. Clean the instrument on a regular basis, so that you can keep it going for a long time
  • Use the cleaner that was suggested when you went to buy the instrument. Get an instrument maintenance person to take a look at your clarinet periodically, so that you are aware of how the instrument functions
  • Don't forget to invest in clarinet insurance so that you can prevent the losses you may occur in case it was stolen or damaged.
Why Insurance is Important?

Investing in clarinet insurance is very important for you as a musician. There could be several incidents costing you a dime, which you can avoid if your instrument is insured. For example, when traveling if the instrument falls and breaks, you might want to get it replaced. Instead of spending on the replacement, you may want to get it compensated with the apt insurance.

Similarly, if you are an instructor who teaches clarinet, you may value your instrument, the home studio and your health. In case there is an issue in any of these departments, then you might want to get it sorted with the ideal insurance.

You may lose a pay day if you fall sick and are unable to teach your students. That's why you need an insurance cover from an expert provider. An excellent team that provides customer service, attends to your needs and helps resolve claims in hassle-free manner is all you need to get rid of the losses accidents or other issues can cause. You will need to find one that is experienced, and can understand the audience pulse, thus recommending the ideal insurance. It is important to partner with an expert and experienced insurance provider to get apt musical instrument insurance.

Friday 9 December 2016

Does an Independent Instructor Require Music Instructor Insurance?



As a musician, you could be playing, creating, or teaching music. It is your passion that you want to transfer into others, and probably this is also your source of income. The debate remains should you opt for a music instructor insurance? The answer is yes, and here we will discuss the reasons for the affirmative answer.

Reasons for Insurance

  • If you are the sole bread winner of your family, and you happen to meet with an accident, how do you believe you can compensate for the loss? It is possible you will not be able to teach your students in future or, there could be a loss for the period you are not performing. An insurance can help you compensate this loss
  • If due to natural calamity or some other reason, you are unable to go on with your work, then you need an insurance that will take care of these losses
  • If you are into teaching instruments, then you may need insurance to get your instruments covered against damage or theft while in transit or at home
  • If you visit your student or, your student visits you, in case some incident happens that involves your student getting hurt, you need insurance to cover the loss

There are many such reasons that lead to the need of insurance for you as an independent music instrument.

What the Insurance Covers?

  • Your property, from where you are operating as an instructor, will be covered under this insurance. In case somebody breaks into your property or, causes damage, then you are liable for insurance compensation. While the homeowners policy does cover everything majorly, it will take a custom insurance to actually look into personalizing the whole cover for you
  • If you are not working solo, and have employed people in your studio in the position of an instructor, then you will need to cover them as well with a proper insurance. You will need worker’s compensation as part of the insurance you have chosen. This will help you compensate the losses a worker faces in case of accident or other calamity. In the light of tightened clauses for employee contracts, you will need to ensure your insurance covers this
  • Instead of getting a separate life insurance, you can get the instructor insurance which covers your life as well. In case something happens to you, this insurance will provide for your family. It is important in these modern times
  • This insurance also covers for disability and health of the instructor. These are covers that you normally don’t go for, but must consider. It is important if you want to survive in the world as a musician
  • Finally, the instrument liability is also covered under this insurance, which helps you pocket fewer repair and other damage costs for the insurance

If you are an independent music teacher or run a company, this is must-have insurance for you. To get the apt music instructor insurance, get in touch with all the providers, compare quotes and finalize the provider who suits your needs.

Thursday 8 December 2016

Why Compare Insurances Before Purchasing the Apt Piccolo Insurance



For a musician, good music is the ultimate goal. You will find them putting in their best efforts to create good music, which comes in the way of making them survive all odds. Ask a musician, how have they planned to safeguard their music from getting stolen, their instruments from getting damaged and their home studio from calamities? They may not have an answer to that. The reason is, most often they don’t realize the importance of insurance till they don’t face a situation that has led to losses.

Like a motor or health insurance, your musical instrument also needs to be safeguarded with the apt insurance. Most orchestras feel incomplete without the Piccolo, which assists the flute and violin, thus taking the music notes an octane higher, creating a beautiful surround. Piccolos are made of various materials that include brass, plastic, resin etc. giving out the best musical piece ever. While the materials are good, the Piccolo is a light and aesthetic piece, which is why musicians need to keep it protected.

The chances of the Piccolo getting damaged when in transit are high, and what if the brass made Piccolo is stolen? You will face more damage than you can think of. This is why you need a Piccolo insurance that can keep the instrument safe from damage and theft.

While it is important to buy the insurance, it is equally necessary to ensure the insurance is worthy of the premium you are planning to invest. There are numerous companies selling instrument insurance, which is why you need to think through what these companies are offering before you invest in one.

Spend some time researching the whole insurance segment and understand what types of instrument insurance are available, and what suits your needs the best. Here are a few things that you may want to take into account while calling for the right insurance for your Piccolo.
  • When you are comparing insurance from various companies, check the premium they are asking for? This is a major concern when you are seeking for the instrument insurance. Valuate your instrument, and get the insurance premium marked at the instrument value
  • If you are a traveling musician, you need to know if the insurance is valid worldwide. If your insurance is not valid in a country you are traveling to, then you may need to rethink your insurance plan. You need something that is globally recognized
  • Are you tech-savvy? Do you use mixer and computer along with your instrument? Then you need to fix that in your insurance as well. Make sure all you gadgets are covered in the insurance you are seeking, else look for one that has them covered.
  • Insurance should cover all the rented instruments too. If it does not, then you will need to choose one that includes borrowed instruments too. Otherwise, the instruments on rent can cause a dent in your pocket
  • Does the insurance include inflation, and cause automatic adjustments to the premium? Is your instrument insured against natural disasters?

When you are comparing your Piccolo insurance, all these factors need to be taken into consideration. A insurance solution provider who covers all these aspects should be considered, and then the process of transforming your requirement into a solution needs to be processed.

Thursday 24 November 2016

Are you Covered with Apt Insurance this Season?

As a music teacher, you often have students visiting your studio or residence. In some cases, you may have to go to the student's place to complete your tutoring. Teaching music involves instruments that support vocal, which means either you are carrying your instruments or, have some instrument in your own studio. Have you ever given music teacher insurance a thought? If not, it is high time you did, before you start the next term with your students. In case you are not backed by insurance, you will need to shell out the money for the claim that your student has made or, any other authority has made towards you.

There are various insurance covers available for you, and you will need to make a choice by clubbing a few policies. You can even add insurance to your home owner's policy to make it more effective, covering all your needs.

Obviously, there are guidelines that you need to follow so that you opt for the insurance that is defined to meet your purpose. Here we will take you through the insurance that is available for you, and the points you should be considering while choosing one.

Types of Insurance

1. Liability Insurance Cover: What if something happens while you leave to teach your students or, when you are at your studio teaching someone? Are you covered for it? Do you believe that if someone comes to claim for the losses, you can offer them the monetary or other types of refund? When your student gets hurt at your doorstep or, you fall prey to some damage when you arrive at their house to teach them, the liability insurance will take care of the damage. The claims will compensate, thus ensuring no cost is added to your bucket

2. Equipment Insurance Cover: When you have your own home studio or, you are visiting your student to teach them music, you have your own gear with you. Sometimes, the number of instruments exceeds one, and you will need to protect them all. In case, your instrument is damaged while you are traveling or, when some calamity strikes your studio, are you ready to pay up for the damages? Instead of bearing the losses, it is ideal for you to get covered with equipment insurance. This will make sure you are compensated for all the losses you are to face while teaching music. It is part of the music teacher insurance, and should be given importance

3. Interruption Insurance: What if due to some unforeseen event, you lose the instrument that helps you conduct business? This can lead to losses in the business. To avoid losing even a single business day, it is good to have an interruption insurance cover. This will make sure you don't have to pay for the claims, and you are covered for all sorts of interruptions

Music teacher insurance covers all aspects that have been mentioned here. MusicInstrumentsINS.com offers insurance cover suited to meet your needs, and helps you recover losses with a smile.

4 Reasons to Get Event Liability Insurance

What is the first thing that comes to your mind when you think of the term insurance policy? Most people think in the conventional ones and they include homeowner's insurance, car insurance and others. Has it ever occurred to you that there could be something like event liability insurance? This is basically taken for special events to cover the expenses caused by the damages.
There are many events that attract attention, specially the concerts and car shows which are more musical in nature. When your event goes successful, it is money well-spent for you. While events can be quite expensive, not having event insurance can increase your costs. That's precisely why you should always invest in liability insurance that can secure your event. Here we will take you through five reasons why event liability insurance is a necessity for you.

Accident Coverage
With event insurance, you are insuring your concerts or other special events against the accidents that may occur. It is this cover that can protect organizers and vendors from adding costs of damage and repairs. If you have a concert, and your performer meets with an accident while performing, the liability insurance will take care of this issue on hand. In fact, the cover also takes care of all the accident related damage that you may face when organizing a concert.

Property Damage
Imagine organizing a concert that eventually causes damage to the property owing to unforeseen circumstances. Now, that can spoil the entire show! What if you are required to pay for the damage costs? That can add trouble in paradise. One side you really wanted the concert to work, which has been cancelled owing to the damage, and on the other hand you are required to pay up for the damage. With the liability insurance, you are covered for this damage. You will need to find out the amount that you want covered for the special event you are organizing.

Insured for Liquor
You need permits to have liquor at your event. The reason being an intoxicated person can cause damage to another person attending the event or, to the property where the event is taking place. With the event insurance, you are protecting the event holders and vendors for the damage caused by liquor they will be serving. Such insurance is a must for expensive events.

Care & Custody Liability
Let's say you are using another person's premises for the event, and you cause damage to a large section out of carelessness. This can cost you majorly, and you will not be able to avoid paying up. If you want to prevent adding up to the cost of your event, it is a good idea to take the liability insurance that covers care and custody. So, if someone in the party happens to be careless, this insurance will take care of the costs.
If you don't want to spend premium by taking each cover individually, you can choose a comprehensive event liability insurance that is customized to meet your needs individually. MusicinstrumentsINS.com offers a wide range of custom insurance solutions that cater to your event needs, and ensure you have complete fallback for claims.

Thursday 10 November 2016

Why Do You Need a Good Concert Insurance?



Most of concert organizers question the importance of concert insurance. They are not sure whether they should invest in one or not, and what all aspects should the insurance cover. The concert could be a large-scale one or, something really intimate or a black tie event, depending on the type of music being played and the musicians participating in the event. A concert is basically a profitable event, which ensures that success of the musician. While, the experience keeps the audience alive, there are risks involved in a concert too. Some things are definitely outside your control, and you need to make sure you are completely covered for this.

One of the major things that cause trouble in the concert paradise is the conflict between the artists performing. There have been events that got cancelled because there was a clash between those playing at the concert. This can become a cause of loss for the organizers, and the question remains-who will bear the cost of that loss? When you are signing in singers for a concert, you need to protect yours as well as their best interests with concert insurance.

One of the important elements that should be covered in this insurance is event cancellation. The entire amount should be received as claim amount in case some unthinkable event causes cancellation of the concert.

What is a Concert Insurance?
When a huge crowd gathers, there are hidden risks to this event, specifically when this event involves electricity, equipment that needs lights, sound, and special effects. All the aspects involved with a concert can cause accidents, injuries or, other troubles. These factors can cause damage to the equipment, instrument, stage and scaffolding. Sometimes the technicians, musician and other stage specialists can suffer from injuries while preparing the stage for the concert.

This is where concert insurance plays an important role. It will protect you from these accidents, injuries and other forms of damage by offering you complete concert cover. The concert insurance can be availed in the monthly or yearly format. In case the stage falls while the musician is performing, the apt concert insurance will cover this clause too, and offer you money against the damage.

The Best Policy
When choosing a concert insurance policy, you need to ensure all the points eligible to your company are covered under the policy.

If you are traveling with your gear, make sure the policy covers this aspect as well, as a damaged or lost instrument can cause troubles in the concert’s paradise. Musician’s health and other problems that may occur leading to cancellation of the concert should also be covered in this insurance.

Cancellation is an important part of the concert. Due to unforeseen circumstances, your concert can get cancelled- which involves man-made or natural calamities, and your insurance should cover this part too. Make sure you have a checklist ready before plunging into the purchase.

Evaluate your instrument, and make sure you choose a policy that covers all the costs possible.

Wednesday 9 November 2016

Why You Should Avail The Event Liability Insurance for Special Events?

Event liability insurance is basically a safeguard against any casualities that may occur when conducting a special event. Haven’t you heard of special events being cancelled owing to weather conditions, attacks of any kind or, other factors which could be both man-made and natural? The losses that the event holders and the staff have to face in this situation are quite high, and there is no security against it. Imagine, buying a pass to special event, and not being able to attend it because it got cancelled. The attendees are also part of the loss. The question now arises- who will bear the loss in this case?

This is why event liability insurance is a must for all sorts of events, especially music concerts and other music related events which occur on a grand scale, and can lead to huge losses.

Events that Need Liability Insurance
It is important to understand which events require a liability insurance, before going ahead with the purchase. Weddings, corporate events, business events and some special events should get this cover even before staging the event. Sporting events, and musical events involve high valued equipment, stars and other major expenses associated with them. The stage and other aspects of the event cost real high for musical events. Such events where the value of the equipment is as high as that of the person involved, the liability insurance is a must.

When you are applying for this special insurance cover, you need to see if liquor would be served during the event, as that would be an added liability and would not be included in the already included list of liabilities. Collapse of structures, fixtures, seating issues and other such issues should be covered in the event liability insurance.

In sporting or musical event, injuries, assault and other such issues that cause personal damage should be covered by the liability insurance that you are purchasing. Make a list of all the possible damages, and get the cover that appropriately takes care of it.

Hassle-free Claims
Choosing the right insurance provider is a must for all those who are planning to buy a liability insurance for their special events. Not all insurance providers will be transparent about the claim process. If you have a multi-city tour for your musical band, and face issues while on the tour, you should be able to claim the insurance right at the moment, so that you can steer clear of the losses.

At a point when your instrument is lost or damaged, the insurance claim should be immediate so that you can get a replacement just before you kick start with your concert.

To get the best protection, you will need to get an idea of all the possible things that can happen. Of course, there are some things that are beyond your control and comprehension, which can be excluded from the policy or, should be included in others in a very subtle manner.

To get affordable event liability insurance, you can get in touch with us at Musical Instruments INS. We cater to your insurance needs by gathering your requirements and promising you the appropriate insurance.

Friday 21 October 2016

Regular Maintenance & Good Insurance for a Healthy Piccolo



Any instrument, when looked after for a long time with care can perform better than the ones that are not really looked after. Maintenance and care helps improve the life of a Piccolo. When accompanied with insurance, the musician's life is settled, in a way that they don't need to worry about the losses.

A Piccolo insurance according to many may sound like an unnecessary thing. But, here we will talk about the importance of care and the need for insurance to keep your Piccolo performing, and saving you from losses.

The Best Maintenance Techniques for your Piccolo
When assembling your Piccolo, you need to take care of two basic things:
  • The tenon cork is smooth and it is well-lubricated using cork grease. This is so that the fit is smooth, and there is no difficulty in assembling it
  • When you are trying to join two pieces, make sure you hold the body on the wood, just above the assembling portion, and the headjoint below the embouchure hole, so that you don't cause any breakage during assembly. Use the twisting motion to fit the two portions, without causing too much pressure
  • At any point, when you face difficulty assembling your Piccolo, get a technician to look at it
Swabbing after each play
For a long life, and good health of the instrument, it is in your best interests to swab the instrument insides after each play. It is always good to use a silk oboe swab so that you can easily remove the condensation along the insides of the instrument. The life of the pads is increased with this swabbing exercise.

Protection
Piccolos are sensitive to extreme weather conditions, which is why you need to protect them from it. Make sure your Piccolo is well-protected when you are traveling from one extreme to the other. If you make the transit without protection, it may crack the wood inside, which can cause a major issue with the instrument.

Insulating the Piccolo case for extreme weather conditions is a good idea. Also make sure you have warmed up the headjoint by blowing into the embouchure hole, so that the wood does not crack up. Use cotton damped cloth to remove the fingerprints.

Insuring your Piccolo for Long Life
In order to ensure your Piccolo lives a long and healthy life, it is important to get the gear insured. The reason being, in case of transit or theft, you do not fact any losses.

But, choosing the ideal plan is very important for your Piccolo. This is why we have come up with a few points that might help you choose an ideal plan
  • Know the Plan: It is important to know the plan you are buying for your instrument insurance. What is the exact sum insured, and what all does the policy cover are two important aspects that you need to consider when investing in a policy
  • Affordability: When you are buying insurance, affordability is a question that you may need to concern yourself with. Read all the clauses, and keep an eye on the negative impact it will have on your finances, while saying yes to any plan
  • Custom Insurance: Always know what you want to buy, and what all you want covered in the policy. This will help you know what kind of insurance you want. It is preferred to go for a custom Piccolo insurance to keep your gear intact with the clauses you have identified
Musical Instruments INS is a prominent Piccolo insurance company that will craft custom insurance policies that are suited to your gear's needs. Identify your insurance needs, and connect with us.

Thursday 20 October 2016

Should You Go for a Music Instructor Insurance?



As an independent music instructor, this is a critical question, one that you cannot ignore. When you have insured your gears, and possess a home owner's insurance, the question arises why you need music instructor insurance?

First, you need to know why you should buy music instructor insurance, and then move on to understand what all should be covered to make it ideal. Let's go through it one by one.

Imagine, you have a music studio with all your gears functioning real well, and one fine day it gets burglarized. That could be one of the most dreaded days in the life of a musician. Nothing is left for you to honor your life as a musician, and plus the losses that you have to suffer as a result is also massive.

The next big thing that could wreak your life is someone slipping near your studio, and you having to pay for it. All because you left it unshoveled! This could be a potential for loss in your case. Of course, being sick and not being able to work means you have to stop your only source of income. Losses and more losses! What if you are the only breadwinner in the house, and you have a major accident or you die. What happens to the family?

What we have just said here have all been gone through by someone or the other in their life. It is not easy to stay upright in the eye of losses. This is precisely why you ought to be insured. This would help you swim through your losses, and get back to the shore in the best way possible.

There are some things that you ought to consider when buying the music instructor insurance. These covers should be included in the clauses.
  • Liability: This is the first cover point that you need to consider when looking for insurance. Someone falls near your house, and then it becomes a liability for you. Adding the umbrella clause to homeowner's policy should be fine for those working from home. But, if you have a retail space, you may need to add the clause to your business policy. Check for all the liability clauses added to the policy.
  • Property: Burglarized, vandalized, fire outage etc. can be easily covered with the instructor insurance that has the property clause included in it. You can always get these covers in your home/business policy, but getting a separate policy always works in your favour. Ensure all the instruments and relevant business assets are a part of the policy
  • Worker's Compensation: This is yet another important cover, especially if you have an institute that hires people. A music teacher on-board gets injured, what's the best you have got to deal with the situation? Getting the worker's compensation included in the policy will help you settle your losses
  • Disability & Life Insurance: Adding this cover means, in case you are involved in an accident, and you lose your life or, your body parts, you can always gain compensation through the insurance cover
    Again, getting the accident covered in the insurance policy ensures that you are compensated for the losses induced by the accident
  • Health Insurance: Not all days are supposed to be good! There will be days when you fall sick or, suffer from some weird disease. This is why you need a health insurance. It will settle all your health related issues, and provide you complete cover for hospitals
Music Instrument INS completes all your music instructor insurance needs by including all the covers mentioned here. Get in touch with their insurance experts to get details on insurance premium, cover and other relevant details to get your space insured today.

Sunday 2 October 2016

Spend Some Time Choosing the Right Clarinet Insurance Plan

When you go to buy your first, very own Clarinet or Flute, don't you spend quality time researching on the net, going through all the available data, recommendations, and even visit a few legal sites before you choose the instrument that defines your needs?

What is it that you do to buy your instrument?
  • You look through the brands
  • Research on how they differ in the functions, and performance
  • Appearance, and quality check
  • Are they the right size
  • Finally, do they match your instrument needs
Once, you are done with this checklist, you begin working on where to buy the instrument from.
If you devote some quality time on the clarinet insurance or, even the flute, you may be able to protect the instrument that you have just bought after putting in a lot of efforts.

You need to get the insurance, when you don't even need it, so that you have safeguarded the future of your instrument

Sometimes the insurance goes beyond the value of the instrument, and here's why you need to give it a small thought.

What would you do in case your Clarinet or Flute is stolen? The first thought would be to file a complaint against the theft, but how far would that get you? Would you be able to recover the costs? What if you have a concert just when the theft occurred? These questions are never answered, and these are the reasons why you need an insurance plan for your instrument.

Here are a few things that might help you choose the right plan.

Research Well
Before getting started with the insurance plan, you need to research well on all the available insurance plans. There are a few brands that offer all instrument insurance, while there are others that offer insurance plans for a select few. You need to identify the brands that offer insurance for your instrument, and list them down. Now, before you begin with the actual research, write down what all you want to insure your instrument for.
Now, start identifying the covers these brands offer, and prepare a comparison chart of these brands. Finally, you should compare it with what you need. This research will help you identify the brands you ought to consider.

Check the Reviews
There are a lot of online reviews available for the different insurance brands. You will need to view the reviews given to each one of them. These reviews will help you know which brand is good, and which one has not been able to help the customers with the right plans. Reviews are very important, so make sure you spend some time on it.

Customizing the Plan
Once you have selected the brand that you want to go with, you need to start customizing the plan to meet your particular demands. This is something that will help you with making the insurance cost affordable, and will make it impeccable for your needs.

Choosing the right plan can be quite a work, but it pays off when the disaster hits.
With this, you are ready to get started with your travel and concert plans. This flute insurance has insured you against all calamities and issues.

Clarion INS can be your musical insurance partner, offering highly customized and affordable musical instrument insurance and providing enough backend support after you have bought the insurance.

Monday 19 September 2016

Protect Musical Instruments, Thereby Protecting Music and Rhythm of Life

One need not explicitly state the importance and impact of music on life. An average person's day may start with listening to music on the way to office or end with karaoke in a club. Rhythm, lyrics and tones effect the mood of an individual. While the listeners enjoy it, the musicians enjoy creating, singing and playing unique songs. Their life is incomplete without their musical devices.

These devices vary in function, the quality of sound because of their unique formations. Every instrument sounds different and thus has its own value in performances by bands or soloists. An artist while delivering their skillful music prefer to keep their instruments clean and safe. Musicians travel worldwide to showcase their talents, this is when the devices are more at risk. As one avert the incidents but can control its unfavorable effects with insurance policies.

It's right; there are insurance policies for musical devices, event liability insurance policies and concert insurances. These insurers offer chance to continue life and music without worrying much for the unpredictable and unavoidable damage. Get an insurance alongside buying the instrument.

Protection of instruments for future assistance:
Now where to get the insurance from is another factor. Consult other musicians, flute or piccolo players, artists and look for agents both offline and online. Until date, numerous artists are unknown to this facility. Ensure to get a flute insurance and protection, educate those who should make most use of it also.

Ask questions as to what type of damages and loses the policy would cover. Make sure they provide worldwide coverage for your instrument. Ask for the value you would receive in the moments of crisis. If all the policy details and service satisfy, you then take a step forward. Make sure to read all documents before finalizing and signing it. Once you are the policyholder, pat yourself and be a proud owner of your musical device.

Insurance for vintage instruments is necessary:
Apart from musicians, music schools there are some music lovers who enjoy collecting instruments. Whether to use it or treasure it, the collection is very valuable for the collector. Especially when one has the fascination of collecting vintage or limited edition of instruments like flute or piccolo. Its value depends on the condition and maintained state. Since many instruments when years old, with autographs of maestros on it are rare and precious, they need protection. Insurance plays the role of protector. The policyholder receives certain amount when these suffer from damage, lost or theft. It is very practical of having done flute insurance, piccolo insurance or protection for other music devices.

Professional musician, student and an aspiring artist, collector or admirer of music and musical items the insurance is for all. With the increasing demand of music and growth of music industry, the insurance companies have felt the need to support and offer assistance. They are whole-heartedly welcoming those who require protection of their instruments. They are here to fulfil the need and help spread music.

Broaden Security Cover for Oboe and Bassoon Instruments with Insurance Policy

Nowadays, every musical instrument is worth thousands of dollars and people invest their hard-earned money for purchasing them. Thus, it is mandatory to get them insured too. This will help them to get a cover for money they have spent on the instrument and it will not put any kind of financial burden on the person too. The musical instruments are the worthy possession of musician and even source of their living as most of the people are professional. In this case, it becomes mandatory for them to get the right policy for the musical instruments from the reputed firm who has dealt with every kind of case in a successful manner.

Necessity of Musical Instruments Insurance Policy
There is a mandatory requirement of the instruments policy for the musicians as this will help them to get rid of any kind of mental worries and they can give their best during their live performances. In this case, a musical instruments insurance policy helps the musician, safeguards the musical instruments and saves from unnecessary burden too. The insurance firms insure many instruments like Piccolo, Flute, Clarinet, Oboe and Bassoon, etc. These instruments are of lightweight and expensive too so the tension of being damaged or stolen is always on the mind of the person.

For this, the musician can get the coverage regarding musical instruments and they can get the Bassoon Insurance and Oboe Insurance that will help them in long run. The insurance company will provide the insured person with a right policy at an affordable premium amount so that it does not put any kind of burden on them. They can carry out their work in an easy way and these insurance policies are available for the amateur or the people who are just passionate about music. Even the easy steps to claim the insurance amount from the company has attracted many musicians to get these insurance policies. Here are some points that can be considered:
  • If the instruments are lost or damaged due to some unavoidable circumstances then the insurance firm not only provides the cover for the lost amount. It also helps the musician to purchase a new instrument or can get them replaced.
  • The person has no power upon natural disasters as it can occur at any time so it is mandatory to get the insurance cover for your studio and the instruments as most of the time, they are kept for practicing in the musical studio of the professional. Therefore, the company will give the cover amount against natural disaster too.
  • The policy also gives personal accident cover, injury caused to another person due to musical instrument, insurance policy if in any case, the event needs to be canceled may be due to the illness of the performer etc. All these cases are covered under the insurance policy and this helps the musician to relax too.
Lastly, the insurance policy helps the musician to concentrate well on their profession and to give great live performances without any kind of worries.

Wednesday 31 August 2016

Important Questions To Be Asked Before Buying Piccolo Insurance

We can easily check out various sorts of insurance companies around us, but when it comes to go with the reliable one, we never found the best so easily. Don't get disappointed as you can easily get the best company which will assure you complete peace of mind and benefits, but for the same, you will need to put great efforts on finding the best one by asking various questions.

FAQs are the best thing which you should definitely use in order to know more about the companies as well as to pick up the best one, however, if you are looking for the same, you should definitely consider the same. All you just need to spare sometime, Google the best insurance company for your Piccolo Insurance and get ready for the interview to pick up the best. Here are the important questions which you should think to ask for finalizing the best one -

Who are you and what you offer?
The very first question must be to know more about the insurance company so that you can get full knowledge about the same. The first stage must be of introductory stage, however, ask as many questions as you can, in associated with- year of incorporation, are they licensed company or not, what they offer, how they work, how to approach them, their previous and current clients, company performance and everything else. You should need to think about grabbing all the information in advance so that you can plan whether to hire the company or not.

Am I eligible or not?
You let them know everything about your situation, age, plan and everything else and know whether you are eligible for their offered plans or not. Make sure you don't hide anything from them and disclose everything they will ask from you. By doing the same, you will able to get the best plans, which suit to your requirements and you can stay happy and satisfied.

How much premium amount I need to pay?
You should confirm this in advance so that you can be prepared in advance to pay. Make sure the premium amount must be in your budget so that you can pay easily without any hassle. Also ask them if you are unable to pay them on time, what will be actions taken by the company so that you can aware with everything and don't disappoint in the future.

Apart from this, policy coverage, how to report a claim, how to renew your policy, and everything else, which you would like to ask, better to in advance so that you can decide the best as after all you need to pay to them and it must be the best of all. Must spare great time for complete verification and have a worry free life.

Thursday 21 July 2016

Why Music And Concert Insurance Is So Important To Take?



Most of the people know about insurance policies, but they basically ignore the same. The reason is lack of knowledge about its importance and working terminology, which all the people should definitely know about. Insurance is something which should go wrong and will support you all the time. It is a kind of safeguard which will definitely help at the time of need to cover up all the losses, so whenever you get a chance, must protect yourself and your valuable assets from all kinds of risks.

You must have heard about concert and music insurance, right? Well, if you haven't and you are associated with the music industry, you should definitely know about the best insurance plans running in the market. Yes, picking up right insurance company and plan will definitely help you in protecting against all the losses, thus, you should definitely consider to have the same. Still not convinced? Well, must check out the valid factors which will definitely give you a great push to hire the same.

So, before we start, you should know that if you have musical instrument with you, it is recommended to go for the instrument insurance as soon as possible. For example, if you play Piccolo, just go with the best insurance company and ask for Piccolo Insurance. This is necessary as your instruments are not at all ordinary and you have spent a lot in buying the same. Just imagine, if your Piccolo or other expensive instrument has been stolen or accidently broken or malfunctioned, do you think that you can easily mend it up? Well, not really as it will cost you a lot and you can't afford the same for sure. But, if you will have an insurance policy against that instrument, you won't need to pay from your pocket at all as everything will be covered via your taken insurance policy.

Yes, insurance policy will definitely help you at the time of need and make sure that you won't get in a financial trouble at any cost. Most of the people think they are enough responsible and can handle their instruments, thus, avoid insurance plans, but it is not at all right as we can't guarantee of the future. Misshapen may come anytime and damage everything without any prior notification. Similarly, Concert Insurance is mandatory to go if you are organizing any small or big concert. This is necessary as you might have heard various news like- fire in the concert, concert cancellation, and other various things. If you don't want to suffer alone from the financial crises for settling down all the losses, better rely on the best insurance company and every expense will bear by the same. Isn't it the best part? Yes, it is and in order to stay cool and safe, insurance is something which shouldn't be ignored at all.

Friday 8 July 2016

What Kind Of Music Studio And Store Insurance We Can Have?

Whether you run a music company, studio, store and other related business, it is very much required to pick the best insurance to render complete safety and integrity. It is your duty once you open up or run such sort of business, you must need to invest a bit on having great insurance plan. For your convenience, you might don't know, but there are lots of kinds of insurance which can help any person related with the music industry. Would you like to know who the best music insurance company insures? Here they are-

Insurance for retailer
Are you dealing with the best, luxurious and so expensive musical instruments, like- Guitar, Violin, Drums and other various sorts of musical instruments? If yes, then you should take up the best insurance so that everything can be secured and protected. Any kind of accident, like- fire, theft, malfunctioned, broken pieces of the instruments and various other things may happen with and if it would happen, you can't bear the losses at all. Yes, once you have got huge losses and your store is not insured, your business will definitely be finished. Thus, every retailer must think about the same.

Insurance for all musical instruments
No matter whether you are learning how to play the musical instrument or you are a professional, all are liable to take the best insurance policy so that if anything happens with your instrument, it can easily be tackled by you. For instance, you own Piccolo, without any doubt, just pick up the best Piccolo Insurance and all your problems will be finished.

Insurance for the tutors
Are you a tutor and having students come into your house or your institute for learning music and instruments? If yes, you must need the best insurance so that if anything went wrong your insurance can easily help in eliminating all financial and legal troubles. Having students means a lot of responsibilities and if you would like to manage everything so easily, you must rely on the best insurance policy.

Insurance for concert
Organizing a concert means a lot of investment and if you don't want to waste your money and efforts, you should insure your concert in advance. Concert Insurance will surely help you up in many ways if you face any kind of trouble and issues with your concert and if nothing has happened, still your money will be protected.

Apart from this, there are lots of sorts of insurance plans are available like- insurance for appraisers, musical instrument repairers, event liability insurance, horn insurance and various others which will definitely help you a lot and you and your business will always be secured. It is the best investment; thus, never forget it up at any cost.

Friday 24 June 2016

Why Take Music Teacher And Musical Instrument Insurance?



No profession is out of risks; even coaching of music is full of risks. Music teachers or tutors, who train students for melody, always worry about their harmonious instruments. There are some adverse circumstances related to financial losses or legal losses. Whether it is damage to the melodious instruments or legal problems with the music teachers, these circumstances can be insured under a particular music insurance policy.

Insurance for Musical Instrument
Music teacher obviously possesses different kinds of tuneful instruments such as harp, piano or a flute. With these melodious instruments, they teach students. Most of the tutors always wish to keep their instruments safe against the damages. However, one cannot predict when the damage will occur. Therefore, it is better to insure your tuneful items.

Flute is one of many harmonious instruments used by music teachers. Flute insurance will protect it from damages, which can occur due to negligence of others or fire or theft. Who will insure musical instrument? A musical instrument insurance company will be your source to get complete insurance of your personals against any kind of damages and theft. Being a music tutor, one travels to different places to attend live concerts or teach others. What is the safety of melodious instruments during the journey? Who will be responsible if they are damaged during the journey? You should not bother if you have insured all instruments from a reliable insurance company. Indeed, it is important that the teachers opt for this option to keep their harmonious instruments safe and sound against any kind of damages. Predicting future is not easy but you can avoid risks if planned well.

Criteria for Music Teacher Insurance Policy
A musical insurance company also provides music teacher insurance policy covering the teacher against the legal and financial burden. No one knows when the adverse circumstances will occur; therefore, it is advisable to stay safe. There are several features associated with this policy:
  • Insurance policy will protect the teacher against any legal actions taken by the students such as any injuries occurred to the students during the teaching session at home or studio.
  • It saves you from any untoward incidents that may happen such as theft, fire or damage to studio. This policy will save you against the financial losses.
  • Moreover, the insurance policy will help the music teacher against the circumstances if they are not able to work due to adverse health or injury.
How will you choose the right insurance policy for your melodious instruments? Are there any set parameters of evaluating and comparing the musical insurance policies and music teacher insurance policy? If you are naïve, you need not to worry; you can easily browse some top-notch music insurance policy agencies and discuss your requirements in detail. In addition, they will help you in understanding various tits-bits associated with insurance policy. One thing that people should bear in mind is that they always buy insurance policy after knowing its nuances from the insurance experts.

Friday 10 June 2016

Getting Proper Flute Insurance at Affordable Policies



If you have recently acquired Bulgheroni Como or have invested in Haynes Q1 or Q2, or even a classy Miyazawa 202 flutes, then surely you have got the receipts intact. Within thirty days, if you shall get these insured then you shall have a happy time with these beautiful wind instruments for the lifetime.

While going for flute insurance or piccolo insurance, just make sure that you have the best insurance company’s name in hand. There are a few companies, which specialize in musical instrument insurance policies. This has been a boon to those musicians and rockstars who travel across the world and that too with their band instruments in tow.

The fact is that before you go for insuring the instruments just make sure that you find out few details about the insurance company and its speediness at answering to claims.

More such details needed for insuring:
Many musical instruments might get damaged in transit when a performance tour is going on and this is when musicians might think of no other way out but cancel a performance. A flute made from reputed brands or wood from some corner of the world might be a valuable asset. Hence, it is recommended that if there is any instrument that could be essential for your music production, then do not hesitate in insuring it from any kind of damage, due to fire, or burglary or even if it gets lost.

Do remember to ask around fellow musicians if the company is reliable or not and then insure the musical instrument. For flute insurance, make sure that you study the documents thoroughly and see if there are any clauses that would not cover the insurance.

While there are studio insurance policies, where all the instruments in the studio is covered, it is still recommended to go for individual instrument insurance for overall protection.

Similarly, while there are companies that would pay up the claims of damaged instruments, the company would also pay up the difference in value. This means that it eases the repurchase of new instrument too.

If during the coverage, an instrument gets lost and replaced with a new one, then it would be covered till the time it goes for any repair servicing.

Varieties of services and ease of coverage:
When you go for piccolo insurance, always remember to find out the process to change details of product in case of any mistake. Also find out if there is any way to file the claim for the loss or damaged instrument too. In case you wish to change your address then find out from the company about the process of doing the same.

In case of any performance or if you are covered by studio coverage or concert insurance by the organizer then also find out about the amount that would be insured and everything that you would need to know. Filing a claim and payment methods of insurance premiums, should be clarified before you pay for the insurance of your musical instrument.

Saturday 28 May 2016

Event Liability Insurance - Now Possible To Have In Few Steps

Organizing special events like- weddings, business events, musical events, conventions and various other things can be a lot of fun, but it is very challenging too. As to organize such special events needs a lot of investment, efforts, and time, however, this should definitely be fully protected. Event protection is highly necessary and for this, we are not talking about installing safety devices or calling security guards, even there is something very important which one shouldn’t miss out at all.

Concert and event insurance is highly necessary so that you won’t get in touch with any kind of future financial troubles due to your destruction or cancellation of an event. You might have heard or seen, various events go waste or stopped due to legal issues, fire, stampede, cancellations, event postponed and various other this, however, in this case, only the best insurance policy can help us. So, whenever you are going to organize an event, it would be much better to go with best insurance company and enjoy the event’s success.

Do you know, now you can have Event Liability Insurance just in few clicks? Yes, it is possible and can be done without going here and there. All you just need to visit to the suggested site and get ready to have online insurance policy for your event. Yes, would you like to know how you can easily buy the same? Here is the step by step procedure-

Know more about event liability policy : The first thing which you should definitely need to determine is all about policy and the company’s offerings. Once you will get up complete information about the policies and its coverage options, you can move ahead by picking right policy you are expecting to have. For this, you need to create an account and go with other procedures.

Fill up complete form : You will get a very simple and short form, which you must need to fill very carefully. Once you are done with the same, in few hours they will be connected with you by letting you know the upfront pricing and other complete information. This process will not take much time, however, move ahead and get instant response from them.

Buy the policy : Once you feel everything is OK and you are looking forward to buy the same, just move ahead, buy that policy by paying the required amount. This way you will skip all papers work along with a lot of stress to move here and there. You can download the certificate and other details provided to you for the future reference.

Isn’t it so good and easy? Yes, it is, however, if you are looking for the same, better move ahead and get a great policy easily.

Why Insure Concert With The Experienced And Reliable Insurance Company?

There are various reasons why we should go with the best insurance company at the time to taking relevant and fruitful insurance policy. If you don’t know those reasons at all, then you must think about the same as then only you will get a push to pick up the right source only.

Nobody wants to waste their money, however, it is very necessary to go with the proper verification of the companies and pick up the right source which you really think will help you at the time of need. Make sure, if you need a valuable insurance policy, it means you need to pick up the professional source, however, after complete verification of the company, its experience, past performance, market goodwill and others, go with the best one. Would you like to know what will you get if you go up with the best one? Here they are-

Talking about Concert Insurance and various other sorts of insurance, if you will take opting the best source, you will get very convenience and easy to use platform. Yes, here, we are talking about online insurance plan which is very popular and can easily save a lot of time and efforts of the people. Once you get the best source, your entire tension in regards with the insurance plan will be waived off and you can have the best plan without making any delay. Do you know you can get instant upfront quote? Yes, all you just need to fill up a form and send your requirements to the insurance company, and very soon they will get back to you with complete pricing and other options.

Apart from this, relying on the best source means very competitive and sensible quotes. As an experienced source always make sure to maintain their goodwill and to do the same, they always help their customers by offering them 100% support and satisfied results. Not only this, coming to their insurance coverage, you will glad to know that they always deal in something which you are looking for. Whatever they offer, they personally think will be good for you, your concert and everything else, however, they can’t be wrong and will allow you 100% happiness, protection and satisfaction.

Apart from this, when it comes to reliable service, this is something which you can expect to get from the professional source only. They never put you in trouble nor cheat you up, however, trusting on the same will always help you at the time of need. No matter, what kind of issues, your concert is facing, the best insurance company will make sure to be with you and support you fully.

So, what are you waiting for? Just get connected with the reference site, if you are actually looking for the professional insurance service provider.

Friday 20 May 2016

Why To Hire Only Professional Insurance Company For Studio Coverage?

In today’s world, insurance has become a necessity of all. Yes, whether it is a life insurance policy, vehicle insurance policy, property insurance, studio insurance or others, it is very important to hire a reliable service provider who can assure us great plan for long-lasting impression and support.

Do you know, only the best insurance company can offer us lifetime benefits which we can’t get from anywhere else? Yes, it is true and however, if you don’t know anything about the same, better check out complete details about their offerings and key-factors and get a great push to hire the same.

Why to hire professionals, like- Musicinstrumentsins is because it is the one, offers very convenient and easy insurance services. Yes, you must have heard about online insurance policies, well, you can better join them up and get instant and convenient policy without wasting your much time and efforts. Yes, once you have sent a form to the company, they will send you complete information about premium amount, policy coverage options, term of the policy and various others which you can consider and buy the policy immediately. Everything can be done in few clicks, however, better rely on the same.

Apart from this, when it comes to Studio Coverage or any other policy, why we should rely on the best service provider just because they always believe in offering very affordable costs which can easily be paid by anybody. Yes, you will get upfront cost information which will help you to make up the best decision, however, better move ahead, compare and make up a great policy decision. Yes, one can easily expect to have quotes in minutes which will also eliminate all your efforts and time. Moreover, one can also expect to have lots of plans which will have great coverage options. Yes, the best insurance companies always make sure to offer something which can easily meet all the requirements of a person.

Yes, they sell those policies only which will protect you from all sorts of possibilities of the risk which can be there on your way. The best part to be linked up with the best service provider is- they just believe in offering 100% satisfaction to all of their clients and for this, they always make sure to make up great plans and offer fastest and expected services to the people. Not only this, if you are looking for reliable insurance service without any hassle, this is something which can surely help you up. Reliable service in terms with – financial support at the time of need is something we can expect to have only from reliable service provider, thus, better connect with the same and ignore poor insurance companies which are here to earn money only.

Things Must Need To Consider Before Buying Concert Insurance

We all know in order to insure a small or large concert it needs a lot of investment, however, why to make our money waste by taking wrong policy? When it comes to buy any policy, especially concert, it is very important to make this decision very carefully and after considering lots of things. Yes, it is highly important to do if you don’t want to get in touch with any kind of future troubles, mostly a big financial trouble.

So, before hiring insurance for your concert or any other event or any other sort of policy, it is highly necessary that you consider few important things in advance we are going to discuss over here.

Type and nature of policy : Surely, you know that there are various kinds of insurance policies available around us, thus, it is better to know more about all and pick up the best one. The very first thing which you must need to think about, what kind of policy you are looking for, why you are looking for, what are your expectations and various other things in advance to pick up something which must match to all your requirements.

Policy coverage : Coverage option is something which should think very carefully and after considering your complete requirements of Concert Insurance. You must know what are the possibility of challenges and risks your concert may face and accordingly you should plan up for buying the best insurance with the best policy coverage. Better think about these coverage options, like- general liability, event cancellation, weather coverage, property damage, bodily injury, theft, rented equipment insurance, general auto and various other things. To protect your event completely along with your efforts, time and money, you should buy the best policy after considering its coverage options.

Premium amount : Premium amount is something which should need full attention while picking up any insurance policy. As you may need to pay to the insurance company on a daily basis or whatever time deadline, you have received, make sure that it should be in your budget and you can pay up the same without facing any issues. Make sure not to go with over budgeted insurance plan as you can’t pay for them on time or may need to make various sacrifices to make this done.

Other rules and regulations : You should think about various terms and policies which your insurance company wants from you. It is better to study all of the terms and policies or formalities you need to do before buying their insurance policy or formalities need to be done when it comes to claim the compensation amount.

Aside this, there are various other things must think in advance so that you can get complete protection from all types of risks and you can organize your event without any worries.

Saturday 14 May 2016

Know Why Music Teacher Insurance Is So Important To Hire

Insurance is necessary for everything, whether it is for our life, property, assets or even if you are in the profession of music. Yes, being a music teacher or professional, you should think about taking the best insurance plan which can protect you from all the unexpected problems.

Not only this, you also need to think about your instrument insurance, which will protect your valuable instruments from all sorts of risks and troubles. Yes, most of the professionals face problems, like- misplace of instruments, stolen, malfunctioned, broken and various other things, which will definitely create a huge financial burden on anybody. Thus, in order to eliminate all these risks, it is very important to buy very reliable insurance plan which can easily remove the burden of money completely. Not only this, if you are running your studio or teaching students in your house or any other place of yours, you should need to insure the same place too to avoid the risks.

Make sure, whether it is a Music Teacher Insurance or any other sorts of insurance, you should think about hiring very trustable company as due to the same only you can expect to get highly valuable and trustable plan. Not only this, such sort of reliable company can help you up at the time of claim so that you can easily get the claim amount and you can get back to your teaching work as soon as possible. In order to get complete peace of mind being a music teacher only insurance can help you up, thus, better think about the same as you may really need this in the future.

As we all know, tutoring the students may be a tedious task and sometimes may create unexpected incidents which as a music teacher you could be responsible for that. For instance, if a student gets hurt in your presence or any other sorts of incidents happen over there, you can trap in a great trouble which will hurt you physically, mentally and financially. Do you know, if any student gets hurt, their parents can ask for a huge compensation amount from you, thus, in that point of time, if you have the best insurance plan with you, your every trouble will automatically remove.

Picking up right company will help you to pick up the policy for you that has been created for fulfilling the needs of the music teachers as well as their budget. However, better think about the best one after considering everything. Apart from this, you can also think to move on with- Music teacher public liability insurance, music teacher tools insurance, music teacher employers’ liability insurance and various others which will assure you to give you complete protection and amazing peace of mind.

So, what are you waiting for? Just get in touch with the best service provider and do your job in the best possible manner.

Saturday 7 May 2016

Concert Insurance - It Is Mandatory To Safeguard From Future Troubles

Are you going to organize the big show soon? Hope you have planned out everything to make it protect. No? Well, this can easily put you in trouble at any point of time as well as you will be affected financially. Organizing an event means you are taking a lot of risk, however, it is mandatory to protect your event as well as various other associated things, people and all using high quality and recommended alternative.

In an event, you will get a lot of excited people or fans, professional artists, workers, and various other people, however, it is your duty to make sure that nobody gets hurt or nothing will go wrong. Insurance protects us from various types of problems, however, this thing you shouldn’t forget at all and make sure to pick up the best service provider to get authentic insurance policy. There are various kinds of cases which may happen with your event and shutdown your event on the spot. If, at this point of time you haven’t taken any insurance policy at all, all you just need to be ready to pay a lot of money to settle down your loss, which will be impossible.

As if your event got a lot of crowd of crazy people, then there will surely be a huge risk in regards with accidents and injuries and other sorts of issues, that is why to safeguard your company and money, it is mandatory to go up with the Concert Insurance which will help you from all kinds of losses and will really support you in the tough times. There can be any kind of risks arise, thus, let’s know what kind of risks you can think about to cover in order to get 100% protection. Here they are-

Lots of people, celebrities, performers and other various people can get in the curb of stage falls which can create serious issues for anybody. However, this thing should definitely be covered when it comes to buy insurance policy. If any celebrity gets injured due to the stage fall and any other complications, it is your duty to pay to their treatment and other losses.

Performance cancellation may happen due to any reason, but it doesn’t stop here, you will be suffered from heavy losses as now there is no use of that event on which you have spend a lot. You will need to pay to the workers, need to return the amount of sold tickets and other various expenses you will need to bear, which will only be possible if you have taken right insurance policy for your concert.

Apart from this, get ready to cover risks like- damage to equipments, people, event is damaged due to fire, it is postponed and others and you will get complete peace of mind while organizing the events.

Get specialized insurance policies for the benefit of your musical instruments

A musician is emotionally attached to their musical instrument as some have spent their half of the life with them. So, it becomes necessary for the musician to safeguard them for the long-term use. The musical instruments may face loss due to untoward incidents so it becomes mandatory to get them insured. There are many insurance companies which are providing comprehensive policies regarding the insurance of your musical instruments. So, you can choose from various kinds of policies available according to your requirements.

Provision of coverage for the instruments

You may be an amateur preparing for an audition, a teacher teaching at the school or a professional instrument player, it is important for you to get an insurance cover. If you are a flute player then it is necessary for you to get it insured with flute insurance so as to ward off any kind of financial burden occurring due to damage to an instrument.

The right insurance company should be selected by you to choose the right policy which is suitable and protects your assets with their policy. This will even help you in the time of crisis as you do not have to pay a hefty amount. Here are some of the features of this policy:-

- The insurance company secures your flute against any kind of theft or misplacement during travelling abroad or to any other cities within the country. As it is a part of the livelihood for some of the musicians so in this event, they cannot afford to lose their instrument.

- The qualitative insurance policy will provide protection to the instrument of a musician against any kind of man-made loss or any untoward incident like fire, breakage etc.

- If in any case your flute needs to be replaced or repaired due to an occurrence of any accident then also the insurance company covers the full cost of replacement or the rent which is paid against the instrument.

- If by any chance your student gets injured during the classes accidentally and the parents take you to the court of law. In this case also, the insurance company covers the legal liability and eases you off from the extra financial burden.

Insurance benefits for rare instruments

If you own a beautiful instrument like piccolo then it is very important to give it proper care and attention so as to keep it away from any kind of accidental damage or loss. You can get the piccolo insurance done for this delicate instrument to which you are attached because of your passion as well as for the sake of livelihood too. In this kind of musical instrument insurance policy, you get the benefit of covering it against any kind of natural damage like the flood or an earthquake, payment of any kind of difference which comes while ascertaining its value during the settlement of the claim, even insurance is provided to an amateur or a professional artists etc.

Lastly, it can be seen that with the help of the insurance policy, you can safeguard your instruments easily.

Friday 29 April 2016

What Kind Of Insurance Policies Can Be Shopped?



Author is a reputed insurance author and has been helping lots of musicians to find the right insurance plan. He also works with the clients from different segments and countries in the music industry.

Apart from life, health, house, dental, and travel insurance, there are various other kinds of insurance policies which most of the companies or individual don’t even know. Yes, thus, let’s talk more about the same as you never know when you need the same. 

Talking about the artists or people are associated with the music industry, they should know that there are various kinds of insurance policies which they should definitely need to think in advance. Yes, for them insurance is very necessary as at any point of time they may get in touch with any trouble where they may need a lot of money to recover all of their losses. So, let’s talk on the same and if you are associated with the same, must move ahead to get full protection. 

Musical instrument insurance
When it comes to protect your valuable and professional musical instrument, it is very important to hold up the hands of the best insurance company, offers outstanding service. For caring your professional instruments, professional company is must as they are the one who are experienced and very well know what kind of services are the best for you. It doesn’t matter how responsible or active you are, or what kind of small or big instrument you can play, everything should be protected by picking up right insurance policy. 

Special event insurance
Are you known for organizing various small or big events or concerts? Then you must go with Concert Insurance for complete protection of your concert as well as money. As your concert will be attended by various professional artists, VIP guests, and other various people, thus, you must protect the same by taking the best insurance policy. What if due to fire or any other natural calamities your event completely destroyed or a lot of people get hurt or killed? You would be responsible for everything and it will definitely cost you a lot. If you don’t want to be a part of the same, better meet up with the best insurance agent and they will let you know what will be the best match for you. 

Always be very careful when it comes to pick up Event Liability Insurance as you must have invested a lot of money to organize your event, thus, you must get up full compensation amount. So, better be careful and get the best to live life worry-free and without any burden.

Tutor insurance
If you teach the students, you should go with tutor insurance which will protect you against all types of risks or damage or anything. It is again very necessary being a tutor and you should hire it without making any delay. 

Aside this, studio insurance, musical retailer insurance, insurance for appraisers, repairers and various others are there which should keep in mind.