Make Shipping Tension-Free with Oboe Insurance

Are you participating in a musical concert? Wow, that’s great! Do you need to travel to another state for the same? Are you worried about shipping your musical instrument?

Shipping a musical instrument like an oboe can be a bit taxing owing to its fragility and susceptibility to damage. And, if the value of your woodwind is, say around $ 10, 000.00 or more, the entire shipping experience could turn into a scary one. However, with careful packaging coupled with a reliable shipping service provider and a dedicated Oboe Insurance, you can take a sigh of relief and enjoy a tension-free shipping experience.

If you have already secured your gear and other accessories, then that would be a great relief for you. And, if you are still skeptical about getting an insurance cover, read on to clear all your doubts.

Is musical instrument insurance an essential take?

Well, a lot can happen over transportation. Yes, it could be anything right from a case of a missing or damaged package, a case of parcel theft, to a situation of natural calamity. Keeping all the possible risks in mind, getting insurance for your musical instrument is indeed an essential take.

You can call musical instrument insurance a self-protective device that can be employed to cover conditional losses and damages that are likely to happen in the future. And, this device is equipped to combat all those risks and provide you with peace of mind.

A dedicated plan is better than an add-on

The whole process of musical instrument insurance fits in the legal boundary, where your oboe and you are covered against the financial odds that can come up if your gear is stolen, lost, or damaged. And, sad but true, your homeowner’s insurance plan can live up to the damages to a limited extent.

Moreover, with most of the homeowner’s policies, your belongings are protected until they’re within the premises of your home. If any mishap takes place outside your home, your homeowner’s plan is very less likely to cover those. And musical instruments are among those insured items. Suppose you are a professional oboist. So, you can't perform for a live audience sitting at your home, right? You have to go outside. Therefore, a dedicated policy is the best you can get for your woodwind instrument or any other musical gear you play, and that earns you a livelihood.

One more thing, whether you are a professional musician, a hobbyist, or an admirer and collector of the musical instruments, standalone musical instrument insurance is equally important, no matter what.

Get an insurance plan that’s standalone and customized

Apart from a dedicated insurance plan, you should also look for a customized one. It will help you get proper coverage without spending on something you don’t need.

For example - you are an oboist, but you play it as your hobby and only to your close friends and family. In such a scenario, you are very less likely to need a public liability cover. On the other hand, if you are a professional musician and often perform in public, public liability cover is essential for you. So, you can skip or include the same according to your needs.

Similarly, there are many services that you can include in or exclude from your policy, as per your needs and preferences. Hopefully, you've understood the point of getting a personalized cover.

With a reputable and customer-oriented insurance service provider, you are avail of customized services. Plus, a good insurer offers upfront services, when it comes to terms and conditions and pricing. So, you can rely on them when getting a standalone Oboe Insurance.

5 Most Interesting Advantages of Investing in Bassoon Insurance

Since the 16th century, the bassoon has been an inseparable part of any music orchestra team. Despite its significantly high prices, the versatile double reed instrument is loved by musicians around the world for producing a wide range of octaves. Whether you are a professional bassoonist or a recreational player, you undoubtedly invested a lot of time and money into choosing as well as buying your instrument. Moreover, you must have already developed a unique and super strong bond with it. So, having sufficient protection for your gear in the form of bassoon insurance is essential to stay relaxed when disaster hits. But if you are yet to consider it as a worthy deal, this article is exclusively for you. Let us take you through 5 exciting benefits of choosing coverage for your bassoon.

Top 5 Advantages of Insuring Your Bassoon

1. Tailored Coverage for Every Musician

A standalone bassoon insurance policy has the perfect solution for every bassoonist. You can be an individual performer, an orchestra member, a music teacher; a musical instrument retailer, a collector, or even a bassoon hobbyist, there is always an amazing protection plan for you and your instrument. The coverage can also be customized fully based on which stage you are in your musical journey so that you can make the most of your investment.

2. A Risk-Free Life for Your Instrument

An instrument like bassoon is always a one-time buy unless you are a musical instrument retailer or collector. Being made of brass and other alloys, the item not only weighs pretty heavy but also costs a fortune. Hence, you should leave no stone unturned to keep it safe and risk-free. The right insurance coverage can make your task easier by safeguarding your assets for the future.

3. Guarantee against All Uncertainties

There are lots of reasons that can render your prized bassoon useless after a few years. But with comprehensive insurance coverage in hand, you will never have to panic about how the damage of your instrument is going to damage your pocket. It makes sure that you never face any trouble in events like loss, steal, vandalism, or accidental damage. The coverage also ensures proper safety for your instrument in unforeseen circumstances, such as fire, natural disasters, extreme climate changes, etc. You can stay assured about the safety of your gear as well as the security of your earning while traveling to perform in a concert along with it. Moreover, when your bassoon needs to be repaired or replaced, the policy will take care of it to make things work out just fine. In fact, a separate insurance policy for bassoon also offers worldwide coverage to protect your instrument anywhere across the world.

4. Protection for Accessories and Equipment

As a bassoonist, you need to buy a number of accessories and equipment that complement your instrument. They not only enhance the sound of your instrument but also add to the quality of the music produced. But any unprecedented event that impacts your bassoon negatively can wreak havoc on these accessories and equipment too. However, the right insurance coverage will shield all your musical gear so that you can create the perfect music every time without any worries.

5. Complete Peace of Mind for You

The worst fear of any bassoonist is discovering his instrument in a distressed condition, especially when it earns him the livelihood. It not only causes huge financial loss but also leaves the person emotionally void. But having a bassoon cover can help you stay away from all those anxiety and stress. It gives complete peace of mind by protecting you both financially and emotionally.

Shelling out for bassoon insurance may add to your bills but it is certainly going to be a fruitful investment for your future. So, choose a reliable insurance provider with personalized coverage, affordable premiums, and seamless customer assistance so that you can enjoy the maximum benefits of your decision.

How to Invest in a Clarinet Insurance Coverage?

A clarinet means the world to a clarinetist and he leaves no stone unturned to take the best care of it. The versatile instrument that works as a perfect companion of musicians in multiple musical genres needs regular maintenance and periodical servicing to stay in good shape. But it does not end here. All-inclusive clarinet insurance is also necessary to safeguard the future of the instrument. Only a clarinetist knows the actual worth of the gear and it is of no surprise that he counts on insurance coverage for it. Whether you play solo or a part of an orchestra, you should get enough financial protection for your clarinet. So, here is all you need to know about investing in a pitch-perfect coverage for your clarinet.

How Does Insurance Protect A Clarinet?

A dedicated clarinet cover can give you complete peace of mind by shielding the valuable instrument from adverse mishaps. If you are still not sure about purchasing a policy, the following reasons can help you:

1.    Protects the clarinet anytime – during rehearsals, travel, and even performances
2.    Offers all-encompassing protection that goes beyond the price of the instrument
3.    Custom-made coverage focused on your exclusive instrumental requirements
4.    Insures against possible risks like theft, vandalism, loss, fire, extreme weather conditions, natural disasters, and accidental damage
5.    Ensures the financial security of your gear when it is left unattended in a locked car or practice room or auditorium
6.    Safeguards you financially from public liability claims in case of injury or damage during your live concerts
7.    Saves your pocket from expenditure associated with lifelong maintenance, servicing, repairing, and other similar issues
8.    Pays for the replacement costs and even helps you get a new instrument on a new for old basis
9.    Provides worldwide coverage to keep you assured everywhere on the planet
10.    Helps retain your flow of earning even when you are unable to perform for various reasons

How to Decide on the Right Insurance Provider?

Do not make haste in selecting your insurance supplier. Rather, make sure that you take the following factors into account:

1. Research on the Providers

Take your time and conduct thorough research to sort the best musical insurance providers. Only good research will help you identify several well-known names in the industry, which can curate personalized policies based on your distinct clarinet requirements.

2.  Check their Overall Services

Try to collect as much information as possible regarding your sorted insurance suppliers. This mostly includes their ways of working, the time needed for claim handling, general services provided to their customers, and so on.

3. Consider Ratings and Reviews

Go through the ratings and reviews received by the providers to find out the most trustworthy choice. High ratings and great reviews reflect that the companies have offered amazing solutions to their customers with the right plans.

How to Invest in the Perfect Coverage for Clarinet?

Instead of zeroing in on just any insurance program offered by just any of your shortlisted providers, make sure that you follow this proven approach:

1. Choose a Specialized Plan

Opt for a specialized insurance plan exclusively designed for clarinets. Though your instrument will be covered under all musical instrument insurance programs, it is always better to pick a specific plan for comprehensive coverage.

2. Customize the Solution

Discuss your requirements with the providers and ask for customization. Clarifying your needs and budget beforehand to the suppliers will help you get the right solution that will be impeccable as well as affordable for you.

3. Compare the Quotes

Finally, request quotes from all the providers and compare them to seal the best deal. A good quote should always fit the budget that you have set aside for ensuring the protection of your instrument.

In short, be selective about your clarinet insurance company and invest in the most substantial coverage for your clarinet. It will live up to your expectations and take the overall care of your gear, indeed.

Standalone Flute Insurance or Homeowners’ Insurance - What’s your take?

When your heart beats music, you definitely know the worth of your musical instruments, no matter what it is and no matter if you are an amateur hobbyist or a professional flutist. It takes a lot of precision and artistry to craft musical instruments perfectly. No wonder these pieces are so expensive. And, your emotional attachment to your gear adds more value to it. The good thing is - just like you insure your other assets like automobiles, home, and jewelry, you can also cover your musical instruments. By getting a Flute Insurance, you can cover your musical gears from unwanted and unforeseen conditions and ensure peace of mind for years to come.

Oh! You already have your homeowner’s insurance cover, and you are wondering whether or not it will cover your musical instruments. Is this what you are concerned about? 

Well, if you have renters’ or homeowners’ insurance plan, you might not need standalone coverage for your musical instrument. However, the catch is your renters’ or homeowners’ insurance plan is more likely to offer a limited cover to your musical gears from certain ‘named perils’ listed on your policy document.

If you are an amateur musician or if you own not-so-expensive instruments, then cover for ‘named perils’ included in your homeowners’ plan might be enough for you. However, if you are a professional musician, you should get yourself a separate Flute Insurance. Here are some crucial things to consider when you’re deciding between protecting your musical gears through your homeowners' coverage or a standalone insurance plan. Let’s read on!

Location is a vital factor

Suppose you are traveling for a musical concert to another state, or any other part of the world, and you lost or damaged your instruments while traveling (outside your home). Will your homeowners’ plan cover the loss or damage occurred? The terms and conditions of insurance providers might vary on how they’ll work on this. However, a standalone plan from a reliable service provider will cover your instruments no matter where you go.

Value of your instrument

How much is your musical gear worth? Some homeowners’ insurance providers offer a maximum amount for each instrument you own. This may decrease the extent of coverage. However, a commercial or separate musical gear cover will offer various options to value your musical instruments. Take a look -

●    If you want the claim reimbursement depending on the value of the instrument at the time of the accident (loss or damage)

●    If you want the claim reimbursement on the agreed-upon or pre-decided value of the instrument at the time of purchasing the insurance plan

●    Or, if you want the claim reimbursement as the replacement value of the instrument at the time of the accident (loss or damage)

Your homeowners’ insurance may not provide you with all such options.

What’s your deductible?

Consider the deductible for your homeowners’ plan and a rider for additional cover for your musical instruments (if any). Then compare the same with a standalone plan’s deductible.

Moreover, you should also consider the price of each plan and the extent of coverage offered by them. If the deductible of a given policy is more than the actual value of the instrument, it's better not to go for it. So, be careful with this.

The bottom line

If you own a musical instrument, no matter if it is a rare piece, very expensive or a high-quality amateur instrument, it is highly advisable to get in touch with your insurance provider to discuss the options available to you.  A reliable and customer-friendly insurance service provider will be more than happy to help you with your queries and insurance needs.