Tuesday 30 August 2022

Best Options for Traveling with An Oboe Instrument

Traveling distances with musical equipment presents a challenge as some instruments are expensive and fragile. Musicians have to be very careful about their musical gear at the time of travel. However, Oboe is handy and easy to carry mainly because of its lightweight enabling a hassle-free journey. The safest mode of transfer is boarding an airline.

If you are traveling on a flight with your Oboe instrument, here are some tips that can be helpful.

•    Carry instrument in a sturdy cover: The most important thing is to ensure that your Oboe should be in a hard case to keep it safe.

•    Know your flight well: Before boarding the airline, you should be clear with the luggage policy. Better to take written approval from the authorities to carry the Oboe on the plane.

•    Be ready with all papers: Carry all necessary documents about your instrument. Your favorite Oboe should not get held owing to improper or no permits at Security inspection.

•    Security checks are time taking: Considering you are traveling by flight, ensure that you reach the airport early to avoid the crowd at the security check.

•    Communicate even when you are not there: It is always advisable to stick a note on the casing to alert officials and security personnel about the instrument inside the box.

•    Get your gear insured: At the time of transit, there is always a probability of risk. Finally, Oboe insurance covers the risk of any unprecedented damage. Insuring your favorite instrument is the best you can do.

Are you happy with the partial coverage for your beloved Oboe?
 
Before finalizing the insurance plan for your expensive musical gear, it is always advisable to go through the coverage details carefully so that in any circumstance, you should not face the unbearable cost of replacing or repairing them. The homeowner’s policy covers musical insurance only up to a specified limit. When you have an option to choose an insurance plan that is underwritten as per the needs of your favorite instrument then there is no point in buying general policies that do not suffice your requirement. Specified Oboe Insurance helps to protect your musical equipment by keeping all possible risks in mind.
 
Your oboe should be in the experts’ hands.

The dedicated musical instrument insurance providers have the expertise to offer you the appropriate coverage plan. With years of experience, they designed the dedicated policy for Oboists who not only spend an exorbitant amount on expensive music gear but also are emotionally attached to it. Your insurance should have a wide range of coverage that protects you from all possible risks.
 
Before buying your favorite music equipment, you definitely check all top-notch brands and the testimonial of their clients so that you can have the best instrument that will perform well and last long. Similarly, when you buy the best insurance plan for your music gear, you should check twice before finalizing with the insurance company.

It is better not to choose any insurance company blindfolded. Some vital factors that you should consider before purchasing the policy include:
 
•    Customer-centric- This is the most crucial aspect. Alongside offering adequate coverage, the company has to be customer-oriented. They should have strong customer care support and provide quick resolutions to any issues related to music instrument insurance for their clients.

•    Testimonial – Existing customer reviews and feedback will help you to choose the perfect insurance provider for your instrument.

•    Years of operation - When your oboe is under experts’ observations, you need not worry. Experience matters!

•    Quality Products- Eminent insurance providers ensure that their products catering to risk coverage of music instruments are competitive and more customer oriented.

•    Transparency- An insurance company must be very transparent about its product pricing, claim settlement, and terms and conditions outlined in the product catalog.

These are a few fundamental qualities you should consider before finalizing the insurance company for Oboe Instrument.

Tuesday 23 August 2022

How Does Musical Instrument Insurance Make Your Life Easy?

Every musician forms a special bond with their instrument. Amateur music players to professional composers invest time and hard-earned money to keep their gadgets in proper condition lest they fear losing them to decay and damage. Each instrument owner has their own way of maintaining their equipment. Despite all necessary precautions, accidents occur that are beyond control. For a musician, nothing is more painful than losing their favorite instrument and feeling helpless due to an inevitable situation. But, do you know when you start losing hope and almost give up, here music instrument insurance comes to your rescue?

Insuring an instrument is a wise decision that protects the insured against any theft, loss, damage, devaluation, attempted robbery, or burglary at your premises.

Are you unsure about the exclusions in your policy? Here are the pointers.


Most of the time, people make a common mistake of not taking clarity from the insurance company about the exclusions of their coverage mentioned on the policy paper. It is advisable to clarify both inclusions and exclusions from your insurance company for future reference. 


Here are some general exclusions sighted below.

•    Breakage of strings, drum heads, or reeds at the time of playing.
•    Damage owing to humidity, dampness, dust, pollution, dirt, exposure to direct sunlight, and changes in color or texture.
•    In-built defect, deterioration, or decay due to rodents, pests, and woodworm.
•    Loss to your musical instruments while left in an unattended vehicle.
•    Damage or loss during maintenance or repair.

Is instrument insurance a mandate for amateurs?

People who play instruments only out of their passion and never get paid or compensated for their performance are amateurs. Have you just accomplished your musical course and stepped into the world of music? At first, all you need to do is protect your instrument by putting rigorous efforts into taking care and also, buying a suitable musical instrument insurance plan to lead a worry-free life and get a decent performance from your musical gear for a long span.

As an amateur, handling expensive musical equipment is a difficult job. What if it gets stolen or damaged? Instrument-specific coverage would be a great relief for you as it provides insurance for your equipment and accessories and saves you from financial loss.

How does musical insurance play a vital role in a professional's life?  

Despite routine maintenance, professional musicians take extra care of their equipment as they have to perform stage shows almost daily. Though home insurance covers the musical instruments yet to get the desired claim amount, it is always a wise idea to have a dedicated music instrument insurance plan. Even many broker houses do not include any piece of property in a homeowner’s insurance policy if the insured person gets earnings from it. Thus it is advisable to go with an additional coverage plan that is applicable for the instrument.

Since an experienced music player handles expensive equipment alongside specified instrument insurance, it is better to follow some precautions for safety reasons.

•    To prevent your instrument from getting stolen in public places it is better to avoid band stickers on your musical gear and in the cab. It is one of the best ways of not getting targeted.
•    Install an alarm in your vehicle.
•    Ensure your vehicle is under lock when you are not around. Be careful while loading and unloading your expensive musical equipment.
•    Use blinds in your cab windows to prevent the instruments not getting visible from outside.
•    The parking area where you park your car or van overnight should be safe. The place needs to be secured to park your vehicle with all expensive musical gear.

The know-how of the musical instrument insurance market is vast and at times, complicated, by following the points mentioned above, you should find the musical instrument policy that best suits your needs and budget.

Wednesday 17 August 2022

Is Your Piccolo Musical Instrument at Risk?

Can you remember the day when you were planning to buy a piccolo? You must have been very excited. A feeling of deep satisfaction in you was surely there as the long wait was finally over. However, the saddest part is handing few people can take proper care of their favorite thing when it turns old. People tend to forget they need to take more care when things get old rather than when it's just purchased. With time our priorities change, and we lose our favorite belongings because of our negligence, and later we regret it.

At the same time, we also tend to forget the value of the coverage that protects the instrument from any damage. Even when we miss taking care of our belongings, the cover acts as a shell and always safeguards it from damage. This cover is called insurance.

If you wish your all-time favorite piccolo would be the same year after year, then piccolo insurance is a mandate for your instrument that you badly need to fulfill your wish and save your mouthpiece from any damage and live a worry-free life.

When you are buying insurance, you are buying peace of mind.

Only a music composer can feel the passion and affection for a musical instrument. It's not only an instrument but an emotion and a kind of existence for a musician. A true musician can go to any extent to keep their favorite mouthpiece in extreme care because without it they feel incomplete.

If you are a piccolo player, you will certainly never want a situation when your all-time favorite woodwind might be at high risk. Do you know your beloved instrument is at risk even at your home? What if it's broken or gets damaged? It's just a delicate piece of tool. Have you ever given it thought that at the time of shifting or renovation of your dream house, you can lose your dream woodwind? It could be broken or stolen. For others, it's just a piece tool, but for you? It's not only an expensive instrument but emotion and your passion as well. For a musician losing an instrument means nothing, but they lose their mental peace and only a professional can feel the pain.

We at Clarion Associate have come up with a solution to your problems. We have designed Piccolo-specific insurance to take care of your expensive instrument as well as your mental peace. We have designed piccolo insurance in a way that we could protect your beloved instrument in every possible way.

How Clarion Associate will help you to protect your favorite piccolo instrument

Musical instruments are delicate, sensitive, and sometimes way too expensive. It requires extreme care and proper protection. However, for professionals or a student, in recent times owing to busy schedules, it's difficult to take daily care of musical instruments and that too continuously. Clarion is here to assist you by providing the specific insurance plan for your Piccolo so that you should not have a feeling of fear of losing it.

Musicians get their instruments insured, so they can be worry-free about the long-term performance of their woodwind. Also, the claim for the coverage should be smooth and hassle-free. Clarion is here to fulfill all your expectations by providing fast and smooth service so that as a musician you don't need to worry about the performance of your piccolo and can concentrate on your performance.

As an insurance company, it's our responsibility to provide ultimate protection to your precious woodwind piece. We are here to assist you in every scenario where your piccolo is at a risk. If you are planning to buy a Piccolo or you have recently bought one, then this is the right time to get your instrument insured. Clarion Associate is always there to provide ultimate solutions to all your queries within a business day through calls and email. We are just a call away.

Thursday 4 August 2022

Buying a Clarinet Insurance Plan is Worth Every Dollar

Do you know which musical instrument has the largest register in the woodwind family? Yes, your answer is correct. It is the clarinet. No wonder it is one of the sought-after woodwind gears. Whether you play jazz or perform in a solo gig, the clarinet will never let you down as it gets pretty well. Although it has a strong build, the keys are delicate and susceptible to damage, owing to apparent reasons. Therefore, musicians who play the clarinet are very careful about their woodwind. Probably, you are also a clarinet player or owner. And that is why you are here. Dear reader, should something unwanted damage your gear, how will you make sure it is safe, at least financially, if not physically?

In light of protecting your musical instrument from the unforeseen, a dedicated Clarinet Insurance makes the safest bet. It will cover your equipment against most of the unwanted scenarios that your home insurance will not cover. So, without further delay, let us find out how insurance for musical instruments works.

As a clarinet owner, what extent of coverage can you expect?

The range of coverage you intend to have may vary depending on various factors, such as the type of coverage you want, the types of options your service provider offers, the number and sum of premiums, deductibles, and terms and conditions to mention a few. However, with a good insurance partner, you are likely to get the following benefits:

●    Comprehensive insurance protection across the globe
●    Coverage for all types of risks, including theft, accidental damage, fire, flood, etc.
●    Coverage against loss or damage during transportation
●    Coverage for loss of include
●    Public liability cover

What if you rent your clarinet? Will your insurance policy for musical instruments cover it?

Yes, your Clarinet Insurance plan will cover your instrument, provided you have purchased the plan from a reputed dealer. In fact, it is one of the best features of a standalone musical instrument insurance policy that your home insurance is unlikely to offer. So, whether you rent your gear or buy a new one - if your equipment suffers loss or damage, your insurance plan will cover it. Amazing. Right?

Have you listed your woodwind in your home insurance policy? Will you still require a separate cover?

Although it is a matter of your choice, it is highly recommended to buy a standalone insurance plan for your woodwind. The reason is pretty simple. The extent of cover your home insurance plan will offer is less likely to be adequate for your clarinet. Home insurance policies will not cover your gear outside your home because of the caps related to it. So, if you do not go outside your home with your clarinet, you may stick to your home insurance plan. Still, there is a catch. You may not get the cover for the ideal value of your instrument that you can expect with a separate plan. Now, the choice is yours.

Does worldwide cover mean protection all over the world?

Yes, that's true. Worldwide coverage means protection all over the globe no matter where you go. Musical instrument insurance companies are aware of the ifs and buts associated with the life of a traveling musician. Therefore, they offer worldwide protection. So, whether you perform outside your town or country, rest assured that you and your musical paraphernalia are safe.

How much do you need to shell out on an instrument-specific insurance plan?

The price of an insurance policy for musical gears depends on many contributing factors. Some of these include the following:

●    The location of the potential policyholder
●    The amount the policyholder intends to tip in for the monthly premiums
●    The number of gears the policyholder wants to cover
●    The extent of coverage the policyholder wants

Do insurance providers allow including more than two gears under one insurance policy?

Yes, you are allowed to include more than one musical gear under your dedicated musical instrument insurance cover. Make sure to confirm the same beforehand.