Monday 30 January 2017

Safeguard Your Instrument With Piccolo Insurance



Being worried of the instrument's safety is normal for every musician. The instrument is their lifeline, which is why it is important they ensure all kinds of protection for it. If you own a Piccolo, it always makes sense to have it insured first, before you start using it. It requires a lot of understanding of what you are planning to do with the Piccolo, before you invest in the insurance.

If you are a traveling musician or, a Piccolo instructor, the kind of insurance you need changes. A traveling musician will need to cover the in-transit damage costs, while the instructor will need to include the general insurance as well as in-property damage costs.

Here we will discuss what Piccolo insurance broadly covers, before moving on to further describe how insurance can safeguard your instruments.
  • General Insurance Cover: A general insurance cover helps protect your overall interests as well as the interests of your instrument. This part of the insurance fits your general needs like maintenance etc.
  • Accidental Insurance: In case you or one of your students meets with an accident while you are at the property, the damage can cause a dent in your pocket. To safeguard your pocket against it, you should opt for an insurance that covers accident. In this way, you will receive compensation in case you or your student meets with an accident while on your or, their property
  • Damage in Transit: A lot of musicians tend to face damage while carrying their instruments. If you have had a past experience wherein you had to pay for the damage of your instrument, then you should necessarily opt for the insurance that will cover for such damages
  • Theft: If someone steals your Piccolo while it is at home or, in the car then you will need to replace it with another Piccolo. If you don't have insurance, then chances are you will have to pay for this replacement of your own. Insurance will compensate for the stolen Piccolo, and help you replace it
  • Replacement Costs: When your instrument grows old, you will need to replace it with a better one. But, chances are the cost of the new one will be slightly more than the one you had bought several years back. In order to make sure you don't pay more than what you had paid in the past you need insurance cover that appropriately covers replacement of instrument
  • Worker's Compensation: If you have a studio and have employees working for you, then you need to cover the worker's compensation in the insurance. For this, you will need to make sure you have insurance that compensates the worker for ill health and lost payday
It is important to partner with an experienced and well-positioned Piccolo insurance provider, who understands what you need and how to best offer a solution for your requirements. A studio owner would have different needs from a normal Piccolo musician. The solutions would need to meet these individual needs. So, next time you are out to buy musical insurance, make sure you have listed out all your insurance needs.

Monday 9 January 2017

Protect Your Oboe With Best-Fit Obeo Insurance



When investing in Oboe, you should also plan investing in the insurance that can keep your instrument secure for a lifetime. Most people buy the instrument, and depend on the home owner’s insurance to keep the instrument secure. While there is a clause that definitely protects your instrument but, the regular insurance or home owner’s insurance is not responsible for your instrument. You may want to reconsider this decision. When considering buying insurance, there are some points that you should specifically keep in mind

Plan the inclusions for the cover
When you are buying insurance for your Oboe instrument, you need to understand what all you want to include in the insurance. For example, are you planning to include damage during travel? It would be useful to you only if you plan to travel with your instrument. Similarly, you may want to see if your instrument should be insured against theft, accident and other types of damage and problems. Identify the possible problems, find out what’s not covered in the home insurance, and then make a list of all of them.

Once your list is ready, you will need to make a proper list of all these inclusions.

Learn about the different insurance types
There are various types of insurance available in the market to secure your Oboe. You may want to educate yourself about these different types before choosing one. There is the accidental cover, which will secure your instrument in case of any accidental damage. This can be caused at home or while you are touring. Next, there is the health insurance cover, which is recommended for the Oboe instructor, as they can avail monetary compensation in case they lose payday while sick. There is the theft insurance, which will protect your instrument against theft.

It is important to know about the various insurance types, and see what all you can combine to avail the best-fit for your Oboe needs.

Research for all the available options
Once your list is ready, you may want to start searching for all the options available. You should start looking for providers who offer Oboe insurance, and will give you the best-fit solution. When looking for providers, more than the pricing you should compare their experience and what kind of solutions they have offered in the past.

Look for providers who have good experience with offering Oboe insurance. They will know what kind of problems you are likely to face, and chances are you may have ignored some of the issues that you should have considered. These experienced providers will take that into account, and provide you with the ideal solution.

Apart from that, they will charge you for the inclusions you have considered, and will make the solution affordable for you. They will not give you off-the-shelf solutions, which mean you will get the solution that fits your needs.

The idea is to get the perfect monetary compensation. Making the right and affordable Oboe insurance choice is essential, which is why planning, researching and finally comparing the available quotes is essential.

Friday 6 January 2017

How to Plan Your Tour with Concert Insurance



Bands who generally plan their own tour know the importance of having good concert insurance handy, so that they are monetarily sound against liabilities. Booking your own tour needs a lot of thought and proper planning, and there are different steps that you need to follow to make sure you have planned well. There is always something you love about tours, and something you are bound to hate about it. If you are not a brand band, then you have to take care of everything from being the agent to actually performing through the tour.

So here's how you plan your tour, and insure it with the perfect concert insurance.

You are your own agent
If you are a small band with limited reputation or, you don't have enough funds to hire an agent, you might need to become the agent for your tour. This is the most difficult tasks for you. You will need to book shows and lockdown the tour with guarantees so that you don't lose out on precious time. Normally agents take interest, but when you are small and still growing chances of agents taking interest is quite less.

As an agent, you are responsible for booking the travel and the stay. You will need to make sure the itinerary for your tour is ready and handy. You will need to work with the tour organizers so that you know what you need to plan before the tour. As a small band, you may want to save money on stay. You can look for inexpensive options that will help you stay on budget, while keeping up with the tour needs. Advance booking is always recommended, so that you don't have to keep trying options at the last minute.

Always search for good options that are both inexpensive and good to stay!

Enjoy the concert
It is important for you to enjoy your band's tour, which is why it is important to be well-rested. Try to party less during the tours, and get the good night's sleep before the performance. Plan your travel in a way that you know you have intervals between shows. That will help you get the rest.

Of course, you should enjoy the last day of your tour. It is important to party real hard when it's over. Make sure your parting shot is memorable.

Research for good insurance options
You will be under pressure if you don't get perfect concert insurance. Why is it important? When you are a small band touring, you will need instruments you will be performing with. There will be the audio equipment that you will need for your tour. To ensure high levels of security of these instruments, and good health of the band members, it is important to be insured. If, while jumping on the stage, you get hurt, insurance will help you with monetary compensation.

It is important to look for the ideal concert insurance provider who understands your needs and provides you with the best-fit solution.