How Insurance Can Give Protection To Your Piano While On A Tour?

Insurance has become indispensable for every single item you own. It not only saves your money from a further investment if that particular item gets damaged, lost, or stolen but also gives mental peace. This is also applicable when you own a musical instrument too. Buying a musical instrument like the piano involves quite a hefty investment and you will certainly want to protect your investment. Here arises the need to embrace Piano Insurance and stay assured that if any untoward incident happens, the insurance company will give the complete coverage.

There are insurance companies in the market that give coverage to all kinds of pianos, such as upright, grand and digital pianos, keyboards, harpsichords, and synthesizers. The insurance is designed for musicians of various levels. Thus, it is always advisable that when you choose insurance, remember to associate with the best insurance provider in the market as they offer a host of benefits. The reputed insurance provider offers comprehensive coverage safeguarding against fire, accidental damage, theft, and loss during travel. Another advantage of choosing a reputed insurance provider is they give coverage to sheet music as well as books. Free coverage is given to accessories also.

Things to remember

There are certain things that must be taken into consideration while buying your policy. Few things are there which you must understand and remember to ask the insurance representative.  If you travel frequently with your instrument, then make sure to ask the representative what type of coverage your policy will provide while you move. The next thing that needs to be cleared is if you move for several days how long your items will be covered at both places.

When you buy a piano and not sure where to head for buying insurance for your instrument, then get in touch with a musical instrument insurance expert. The person will guide you appropriately and will help you to choose the right policy that will suit your need. All you need to do is just give a call to the expert or drop your query online and get instant support; make sure that you call during the business hours.

Ask for a quote

Money is the key factor when it comes to buying any product or availing any service. This is not an exception to Piano Insurance. Before you proceed to buy insurance for your piano, remember to ask for a free quote from your chosen insurance provider. The premium that you have to pay annually must not create a burden on you and should be pocket-friendly with comprehensive coverage. Once you are satisfied with the premium, buy the insurance, and protect your insurance from any unfortunate incident.

When you have insurance done, you not only have complete peace of mind but traveling with your piano becomes much tensionless.

Go for a reputed insurance provider

Many reputed insurance providers offer a specialized policy for musical instruments and these reputed insurance providers are backed by an experienced and knowledgeable team of professionals and possess knowledge about the instrument that you have. The piano might not come under your homeowner’s policy but it is possible that the piano can be itemized as assets listed with the chosen insurance provider and you will get coverage for that. If you want your piano to get included in your homeowner’s insurance policy, make sure to do extensive research as most of the homeowner’s policies give coverage to a percentage of piano value or only give coverage of a particular amount. It is best to opt for dedicated insurance for your piano other than including it under the homeowner’s policy.

The bottom line

It is never too late to begin, so if you haven’t done insurance for your expensive piano, get it done at the earliest. Not only your piano will have complete protection but you will not have to invest a single penny if any damage or unfortunate incident happens. So go for insurance and stay protected.

Important Insurance Tips for Brass Musical Instrument

Selecting any instrument is indeed a daunting task and it is especially when you look for musical instruments made of brass. These instruments are classic and different from others. When it comes to select a trumpet or hornet, you need to look for various things. The two might not have anything in common and however you have to make the choice. Here are some of the things to look for that may help you in buying Brass Instrument Insurance.

Mostly, brass musical instruments are tubes; you need to check its diameter, shape, length before you buy it. These are the elements that play a pivotal role in expanding the sound from your chosen instrument. Both the opening as well as the closing of valves and the extra length of the tubes can help in producing a variety of sounds. You might want to check these when you proceed to purchase a brass musical instrument.

Brass and other metal alloy are used in making brass instruments. Some instruments come with horns which are real animal horns. There are cases where shells and conch are used in creating brass instruments.  It is primarily important that you must perfectly educate yourself on different types of brass instruments before you jump on to buy it. The trumpet comprises of three-piston valves on top that produce various notes which you recognize with the instrument. A cornet is same as trumpets, has a cylindrical bore and conical shape. French horns produce melodious sounds and trombones are considered as unusual in the family of brass instruments.

When you choose a brass instrument, make sure to choose a popular brand as you will get the instrument in good condition. Moreover, branded brass instruments produce better sounds than the non-branded ones.  Online purchase is mostly done nowadays as it saves time. So, when you buy online, remember to check the background of the seller. If you find the rating of the chosen seller is not satisfactory, then proceed for another seller.

It is imperative that you must not neglect Brass Instrument Insurance when you buy a brass musical instrument. There are some tips to follow as you decide to buy a brass musical instrument. Let’s take a look at the tips:

1. Whether you buy offline or online, choose the seller judiciously. It is essential to know the companies offering insurance for brass musical insurance.
2. If you do not have contacts of a well-known seller of brass musical instruments insurance, then it is best to begin a search for people who purchased such insurance before. It is always a good way of investing in insurance.
3. Check online reviews and ratings of insurance companies offering insurance for brass musical instruments.
4. Once you choose the insurance provider, check clauses the insurance is covering. It may take some time. You can note down points covered by your insurance provider and can tally the same with other insurance companies.
5. The most complicated part of insurance is the premium. The plan must be so chosen that support your needs as well as the premium is within your means.

Conclusion

The reputed insurance companies offer insurance to the clients against damage, loss, and theft of the following brass instruments. It includes Cornet insurance, Trombone insurance, French horn insurance, Tuba insurance, and Trumpet Insurance. Though the list is not complete, you should get in touch with your chosen insurance provider to know every minute detail.  Feel free to ask for a free quote from the insurance provider. Now, no more delay and embrace insurance for your much-loved brass instrument which is a masterpiece.

Piccolo Insurance - The Ultimate Protection for Your Gear

Creativity is your biggest weapon for a musician. However, apart from being creative with your musical ideas, there is something more you should also be concerned about, and that's your liabilities as a musician.

Who are you liable to?

As told earlier, as a musician or a musical instrument owner, you are liable to many. You have liabilities towards your audiences, your band members, your students if you are a music teacher and customers if you run a music instrument shop. Plus, you also need to make sure that your musical weaponry is in place in terms of quality, maintenance, and safety.

How much safety is needed?

As far as the safety of the musical instruments is concerned, keeping them protected inside a decent case and cleaning them regularly is not enough. You need something more important than that. You need to make sure that your musical gears are safe from the unforeseen difficulties that might devastate you as a musician. And, in light of this notable concern, musical instrument insurance plays a very significant role.

Insurance is the highest level of protection!

So, what instrument do you play? Which family does it belong to - woodwind or string? Are you a piccoloist or a guitarist? No matter what, if you have a musical instrument, if you play it professionally or as an enthusiast or if you earn your living by selling musical instruments, insuring them with a reputable insurer should be a top priority.

Although the fundamentals of all musical instrument insurance plans are more or less the same, there are dedicated policies for every type of insurance. For example - if you want to protect your piccolo, get a Piccolo Insurance, if you want to protect your guitar, buy a string instrument policy, etc. Therefore, you can choose and customize an insurance plan as per your needs.

Whether you love classical pieces or you are more into contemporary music, you know it quite well that the music industry is ever evolving and so are its needs. And, when you have the protection of the right insurance plan, you can take a sigh of relief.

What does musical instrument insurance protect you and your instruments against?

We all know that life has always been pretty unpredictable. And, to be true, quick fixes don’t come in handy every time and with every situation. So, when it comes to the scenarios that could go wrong with your musical instruments, practically, anything can happen.

Someone can steal your Piccolo, you can accidentally damage it, someone else can also get injured due to your paraphernalia, your thing can go missing during transit, and so many other mishaps could happen that could literally seize the source of income just like that. So, if something like this happens to you, your Piccolo Insurance will come to your rescue and save you from the financially tormenting problems.

Find a reputed service provider in your state!

If you search the World Wide Web, you will find a number of results showing musical instrument insurance providers operating in your state. So, if you are looking for the best insurance plan, start with researching multiple service providers and finally tune-in your search to the one you find the most suitable for you. Some of the most important things that you need to confirm before choosing an insurance company are -

●        If or not they are licensed and certified by the concerned authorities

●        If or not they have experience in the industry

●        If or not they are associated with the noted music authorities and institutions

●        If or not they offer up-front pricing

These parameters will help you find a reliable and the best musical instrument insurance provider in your state.

Important Reasons Behind Why Do You Need Flute Insurance!

Are you a musician or someone who deals with musical instruments like a collector or a music teacher? If so, then have you got dedicated musical insurance for your gear? If you already have a comprehensive plan, then nothing can be better than this. The reason - an insurance plan can protect you and your musical instruments from a whole lot of things that happen to swipe off your savings in no time. And, legal liabilities add more complexities to the already messy situation.

However, if you think that you are immune to the uncertainties of life, then it’s high time you should reconsider your thoughts because anything can happen to your musical gears, anytime. Therefore, being prepared is the best and wisest thing to do.

                                                                                               

A generic scenario of musical instrument theft!

                                                                    

The given scenario will help you understand this in a better way -

                                                                

Write “musical instrument theft” in the search box of any search engine, and you’ll get many results in a blink of eyes. Cases of musical instruments being stolen from auditoriums, cars, concert spaces, or while in transit from one place to the other are certainly not new to us. And, it’s easy to consider yourself immune to such mishaps. However, you should not.

Don’t forget miscreants can create trouble anytime, anywhere and to anyone. So, considering yourself safe without proper insurance protection can be financially draining. So, get the right cover now. If you play the flute, a violin, a clarinet, or any other musical instrument, look for a dedicated insurance policy, like Flute Insurance for your woodwinds, and likewise for others without giving it a second thought.

Is musical instrument insurance for all?

Every person who owns one or many musical instruments should make sure to insure those gears and related accessories. Although an insurance policy cannot prevent the crime, it can certainly help you get out of the mess and prevent the worst that can happen otherwise.

Standalone insurance - Why?

It offers comprehensive coverage!

If you are a flutist, a comprehensive Flute Insurance plan is much more than just an essential document. It is your peace of mind in a world where nothing is predictable. It covers your instrument both inside and outside your home, unlike your homeowners’ insurance plan. The latter will protect the same only when the gear(s) is lost or damaged inside the premises of your home.

It offers worldwide coverage!

A comprehensive musical instrument insurance plan is a must-have if you are a professional musician or if a lot of travel is involved with your profile, worldwide travel to be precise. Insurance policies available with good and customer-friendly insurance companies offer worldwide coverage. So, you are safe no matter wherever you go.

It makes one of the eligibility criteria!

Another crucial aspect in this context is, at many gig spaces having dedicated insurance for your instruments is mandatory if you want to perform there. So, it does not need any further elaboration.

It saves you in cases of public liability!

Moreover, having a dedicated insurance cover protects your finances in case your musical instrument becomes the reason for someone else’s trouble. Yes, public liability cover. See, accidents can happen just like that. What if someone is injured due to your instrument? Unfortunately, you are more likely to pay his/her medical bills. If you have to face any lawsuit surrounding a third-party loss or damage, your insurance policy will take care of the same.

It protects your instruments against all odds!

With a suitable musical instrument insurance plan by your side, your instruments and all the other insured accessories are safe, financially. It covers them in events of flood, earthquake, and other elements of nature, fire, theft, vandalism, and other unwanted scenarios.

So, when you have so many reasons, don’t you think having the protection of a dedicated musical instrument insurance policy can be a life-saver for you? Of course, yes! Therefore, before things take an unexpected turn in your life, get yourself the best insurance policy for your flute.