Do you see your musical instrument as your baby? Most people (whether professionals or beginners) who love playing their instruments think alike for obvious reasons.
Musical instruments come with high price tags. So, buying one is an investment in the first place.
Secondly, whether you are a pro or an apprentice, you spend a significant amount of time with your gear, playing and rehearsing. Right?
Thirdly, the level of dedication and time you need to master playing your bassoon to make a mark automatically brings you close to your musical instrument.
So, when a piece of musical device, say, your bassoon, is so close to your heart, don't you think it needs proper care and protection? As far as caring for your bassoon is concerned, you can do it by cleaning it after every use, taking it for servicing from time to time, and keeping it safe in a sturdy and decent case. However, how can you ensure that it is guarded against all possible perils? Well! Of course, you can do that. It is by purchasing a comprehensive Bassoon Insurance policy.
While shopping around, you will find many insurance companies claiming to provide you with a lot of benefits, such as the best price guaranteed, best possible coverage, quickest claim settlement, and so on. However, make sure not to fall prey to these catches. Instead, keep your eyes open to make a wise selection.
Here, we have covered some helpful tips to help you decide on one of the best insurance policies to cover your bassoon. Let us read on!
Go through the fine print of your existing insurance policy.
Before getting started with the process, make sure to find out if your woodwind is already protected under your home insurance plan. In most cases, home protection plans also extend coverage to musical gears. Check the fine print of your policy. If you think that the extent of coverage is enough, you may not opt for a ride to double up the protection. However, in most cases, home insurance coverage may fall short due to the restrictions it presents. It is specifically applicable to professional musicians and those who own vintage or heritage musical gears. So, such musical instrument owners need more elaborate coverage like musical instrument insurance.
The way you use your musical instruments
The state you live in and how you use your bassoon are the other most crucial factors to count on when buying a Bassoon Insurance policy. An example for you. If you play your gear inside your home and do not go out with it (nor do you have any such plans), your home insurance plan may be adequate. However, if you are a touring musician and participate in musical gigs, you may need a comprehensive plan to ensure safety from all perils. Also, different states have different regulations around having and not having a dedicated musical instrument plan. So, make sure to check it as well.
Know your deductibles
Deductibles are imperative for all kinds of insurance plans. Are you using your home insurance plan to cover your musical instrument? Do you know if the deductible of your policy is more than the value of your woodwind or not? Confirm the same beforehand. Dear policy buyer, if the deductible of your home insurance plan is higher than the value of your gear (like in most cases), the policy might not be the right choice for you. Therefore, before you buy any insurance product, make sure to compare the value of the instrument against the deductible.
Know your service provider.
Even the best of the best musical instrument insurance plan would mean nothing if your insurance partner is not reputed and trustworthy. So, make sure to do some homework about the insurance company you intend to buy the policy from. The main problem arises at the time of claim settlement if the service provider does not worth his salts. So, make things easy going and hassle-free by deciding on a reliable and good insurance company.
To conclude
Whether you play, repair, sell, collect, appraise, or build musical gears, considering the above pointers will help you choose an appropriate insurance plan for your bassoon. So, get, set, insure!
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