Why Do You Need to Buy Bassoon Insurance?

 

The member of the double reed family, the bassoon, is one of the prominently-played instruments in bands and orchestras. concerts, and other musical gigs. So, if you are a bassoon player, you already know how valuable your woodwind is. Right? No wonder it is the apple of your eyes, and you pamper it so well.

 

Your Bassoon Needs More Than Pampering

 

However, while pampering your gear is indeed crucial, you also need to make sure that you have taken enough precautionary measures to ensure its safety and security. So, how on the earth can you do that? Well, don't worry! It is no rocket science. All you need to do is buy a decent Bassoon Insurance right away. It ensures comprehensive coverage of your gears while making sure that your mental peace is in place.

 

Things That Can Go Wrong

 

You might wonder that if you take proper care of your gears, you make sure to take them for regular repair and maintenance. You make sure to clean your gears after every single use. Not only this, but you have also bought a sturdy case for each of them. So, when you are so particular about your musical instruments, what could go wrong with them? It is one of the most frequently asked questions. And the answer is -

 

●      What if your bassoon is damaged otherwise?

●      What if someone torches your studio and all your gears are gone with the fire?

●      What if you are indulged in a public liability?

●      What if the shipping company misplaced the gear you have already paid for?

 

These situations and more like these, as you can understand, can tear your savings and livelihood apart. Only being insured can protect you financially and ensure peace of mind.

 

You have Home Insurance, a Fat One!

 

Another thing you might be wondering is about your home insurance. Many people do. They think, when they have home insurance, all their belongings, including musical instruments, are completely secured. However, the other side of the story might be telling something else.

 

●      Firstly, while most home insurance policies will cover your musical gears, the extent of coverage might not be adequate enough.

 

●      Secondly, if you play your bassoon in exchange for money or you use it professionally, your home insurance will not cover it.

 

●      Thirdly, the claim settlement process is most likely to be easy and quick with a musical instrument insurance provider because they are experienced in this forte.

 

Therefore, no matter how much money you have spent on your home insurance, it is still important to get a separate insurance policy for your bassoon. A Bassoon Insurance will not only protect your gears from the unforeseen situation, but also make sure that nothing can stop you from pursuing your musical career.

 

Worldwide Cover - an Added Advantage

 

If you are a touring artist, then musical instrument insurance from a customer-centric insurance provider will make sure that your gears are covered worldwide, regardless of where you do and perform. So, don’t you think that it is an added advantage?

 

Policy Customization Add More Relief

 

How can you forget about policy customization? When you buy an insurance plan from a reputable insurance provider, you also get the freedom to tailor your policy with features you want to include and the features you don't want in your policy. This way, you can save a lot of time and money.

 

Waste No More Time

 

Now that you are pretty much familiar with dedicated musical instrument insurance policies and how it can come to your rescue at the right time, you should get it right now, right here.

Music Lesson Insurance - Learn Why It’s Imperative for Music Teachers

Picture this - You regularly take music classes. So, one day, while you were in the middle of a music lesson, a chair in your facility suddenly broke, and a student fell on his back. He not only damaged the musical instrument that he was playing but also got an injury in his head as a result of hitting the floor backward.

 

However, this wasn't bad enough as there was more to come. And it came! The family of that student held you liable for the accident and filed a lawsuit against you. And, you were left with the burden of financial compensation.

 

Imaginations, sometimes, do come alive!

 

Dear reader, the above situation might be hypothetical. However, accidents like such happen, lawsuits are filed, and monetary compensations are asked in real. And, if you do not have sufficient insurance coverage, you are likely to land in financial as well as legal rough waters.

Now, you might be wondering what insurance! You already have your home insurance in place, and it covers your musical instruments. So, what more do you need? Home insurance and all is fine. However, if you are a music teacher, you are responsible for certain things. It includes your profession and the safety and security of your students and their musical instruments. And, a dedicated Music Lesson Insurance ensures protection for all of these and even more. Sad but true, your home insurance policy also has its limitations.

 

Which type of insurance do you need?

 

Well, there are different types of music insurance policies that a music teacher may need. It includes the following -

Public or third-party liability cover - This cover will protect you against a third-party loss or damage (similar to the imaginary situation described in the starting).

Personal accident cover - This cover will protect you against loss of income in case you met with an accident that happened in an insured event.

Musical instruments and equipment cover - With so many students taking your classes, some might be handling your musical gears. In such scenarios, mishaps are sometimes inevitable. This cover will ensure that your musical instruments stay safe.

 

Is the cover limited to your place or music facility only?

 

What if you conduct your music classes at a student's place, and a case of public liability happens there. Will your MusicLesson Insurance cover you? Well, this cover might vary from one service provider to the other. However, most reputed and customer-centric insurance providers do provide this cover. So, you can check this clause with your insurance service provider beforehand.

 

Choose the right insurance provider to make the difference!

 

One of the most important things is - to choose the right service provider to get the right services at your disposal when you need them the most. Also, when it comes to choosing an insurance policy from a pool of products, things can become very confusing.

However, if you choose a good insurance provider, they will help you choose the right policy. They will make sure that the details of the products are easy to understand. 

After going through all the details, if you are stuck somewhere, all you need is to call them. They will not only help you understand the technical jargon but also make the policy easy to buy as well as manage.

Make sure to choose an insurance provider that is recognized by respected authorities, including musical institutions, universities, and schools. These recognition are the benchmark of quality and trust.

Experienced insurance providers know that one size does not fit all. So, they do not believe in the cookie-cutter technique. Therefore, they allow their customers to customize their policies according to their needs.

 

7 Reasons Why the Clarinet is the Best Instrument to Learn

Woodwind instruments always enticed you, and you always wanted to play them. And, finally, that moment has arrived, where you earnestly want to try your hand (mouth as well) in it. So, which woodwind have you chosen? After doing a lot of research, you zeroed in on the clarinet because you found that most aspiring instrument players choose it. And now you want to learn the reasons behind such a preference. Here are some of the leading reasons why clarinet is the most preferred woodwind gear that people love to learn.

An important point to remember- Before you start learning the instrument, you will have to buy or rent a clarinet. Right? And to ensure its protection, you will need Clarinet Insurance. Make sure to keep this in mind. Now, let's get started!

 Reason 1 - Clarinet is loved for the versatility it offers. Plus, it is easy to learn in comparison to other instruments of the woodwind family, like trombone or trumpet. So, for the first-timers, it is indeed an added advantage.

Reason 2 - When we talk about the clarinet, elements of romanticism, adroitness, language, and character unknowingly sets in. During your journey of learning a clarinet, you will understand that with this woodwind, you can pour your heart and soul out. You can do both - surrender your senses to the relaxing and soft sounds as well as go gaga to the aggressive and high-pitches. Simply put, you can live your passion in the best possible way.

Reason 3 - We are very sure that you have not thought of it from this angle. Playing the clarinet is good for your lungs and your overall health. Why so? One of the most important things you should have in order to play this woodwind musical instrument is - full lung-capacity. And this needs you to be capable of controlling your inhalation and exhalation, which needs your core to be strong. So, playing the clarinet will help you take care of all these. However, do remember, nothing comes easy, and practice is the key to perfection.

Reason 4 - Unlike the 3 valves of a trumpet, the clarinet has multiple keys. If you have seen a clarinetist in action, you might have marked that their fingers move quite crazily over the gear. Those crazy moves take a lot of time, effort, and practice. So, playing the clarinet will help you with improving the coordination between your hand and eyes.

Reason 5 - Clarinet is a compact and petite woodwind instrument that you can nicely carry along. As it is light-weight and portable, you do not need immense muscle power to hold it. Therefore, it is a good choice for beginners and even kids.

Reason 6 - Buying the clarinet will not burn holes in your pocket. Although the high-end woodwinds are pretty expensive and their price range is likely to go high as you move into a professional scenario, clarinets for beginners are affordable. However, regardless of the price, it is crucial to get a Clarinet Insurance for the overall protection of your gear and finances.

Reason 7 - It goes without saying that clarinet is one of the most popular and most loved musical instruments in the world of music. It also means that you have got a lot of scope into this profession. You can become a part of a band, and the rest can be history. Being a part of a band has its own share of perks that no one knows better than you.

So, these are some of the leading reasons why Clarinet is a go-to-instrument. Get a clarinet, find a good music teacher, and get set go.

Musical Instruments Insurance Tips to Make an Informed Choice

For someone who dwells in music, losing an instrument is the biggest nightmare. Besides the emotional ordeal, the cost of buying new gear or even getting a replacement can derail your finances. However, there is one thing that can get everything in place in an unfortunate event of loss or damage to your musical instruments. Yes, that's Musical Instruments Insurance.

So, if you are a professional musician and you still don't have an instrument-specific insurance cover, you need immediate action. Misfortune never gives prior information, nor do you call it, after all. Although you cannot get your instrument back in case it is damaged beyond repair, lost, or stolen, you can at least save your skin from the financial distress.

Are you curious about the entire scenario, right from choosing the cover you want to find the right insurance service provider?  Don't worry! To put an end to all your confusion, here you have some commonly asked questions about insurance plans designed for musical instruments. Hopefully, these will help you make your buying decision more informed.

Why do you need a musical instrument cover?

Covering your musical instrument under a dedicated insurance policy is crucial because it will save you when you are all caught up with a super-expensive bill. Sometimes, it does not matter how watchful you are with your gears because accidents are unforeseen and inevitable. For example - can you foresee your guitar being stolen or damaged? So, it would be smart if you do not leave anything to luck and chance and get your musical instrument covered. A comprehensive musical instrument will ensure that you are safe no matter how big the financial peril is.

What will you call an ideal policy? What should be covered?

Well, different people, different needs. So are the insurance policies - flexible and customizable. However, a standard musical instrument policy will ensure that your instrument is covered in cases of theft, accidental damage, loss, and fire damage. Also, if you opt for worldwide cover and public liability, you will be more secured and ready for the uncertainties. So, understand your requirements from the policy and talk to your service provider before choosing anything at random.

What will an instrument-specific policy cover but your home insurance will not?

If you play commercially, regardless of the time and monetary benefits, your home insurance will not cover your gears. However, your musical instrument policy will. Dedicated musical instrument insurance will also provide coverage to repair and damage scenarios and is most likely to compensate you for the replacement value. This is not all. There are many more differences between home insurance and a standalone insurance plan for your gear.

Is an appraisal a must for your musical instruments?

Well, if you own a vintage instrument or the price of your gear is very high, or you have inherited one, yes, appraisals are necessary. However, if you have got the photographs, serial numbers, and other documents in place, you might not need an appraisal. Make sure to confirm it or not you need one with your service provider beforehand.

What about public liability insurance? Do you need it?

This cover will come forward as a big-time savior if anyone else or their property has suffered loss or damage because of you and your gear. If you do not have this cover, then you will have to pay out of pocket if the third-party is injured or his or her property has been damaged. Medical bills and lawsuits are pretty expensive, by the way.

What if your musical insurance goes missing from your car or while in transit?

An insurance policy dedicated to musical instruments is likely to cover all the possible situations that can disrupt your career by stopping you from performing. For more details, you can get in touch with your insurance provider.

So, get yourself a Musical InstrumentsInsurance and take a deep sigh of relief.

 

  

Clarinet Insurance - Important Aspects to Consider

Whether you are a leisure-time clarinet player or a renowned musician, unfortunate twists and turns of events do not differentiate. These can crop-up regardless of your professional standing. Simply put, being a musical instrument owner itself opens you to a world of challenges. It includes - emotional and financial ups and downs owing to the possibilities of loss and damage of musical gears and equipment, public liability, personal accident, and so on.

Disasters do not differentiate. They can hit all!

Most importantly, no matter how hard you try, sometimes, disasters become too inevitable to avoid. And, the perplexed you, look out for various resorts to ensure that your instruments and your livelihood both are secure. What if you have one solution for all your emotional and financial concerns? Well, there is a solution, and it is known as Clarinet Insurance. All you need to do is find a reputable insurance company that offers instrument-specific cover, tell them your requirements, and buy a policy that suits your individual insurance needs. And, it is as simple as that, provided you make an informed choice.

Making an informed choice makes all the difference

As far as making an informed choice is concerned, there are some crucial aspects to consider. Make sure to get a proper explanation of the following regards before choosing an insurance provider -

 

●        What all are you supposed to get from your insurance provider?

●        Will your insurance cover only shell out the replacement cost of an old instrument with a brand new one?

●        Will your insurance policy also cover used musical gears?

●        Will your insurance policy offer cover against accidental damage and theft?

●        Will your policy cover an instrument was stolen from a car?

●        Will your insurance cover compensate for renting a new clarinet if yours is damaged or stolen?

●        Will your Clarinet Insurance protect you in case of loss or damage to your gears outside your state?

Knowing the answers to all these questions will help you to a great extent if something unwanted happens to your gears. All these aspects ensure that you will not have to pay out of pocket when you are already struggling with your finances.

What about public liability cover?

Make it a rule of thumb to buy a policy that offers public liability cover. This protective cover will shield you in case any third-party suffers loss or damage because of you. Always remember, such lawsuits can be financially draining. However, if you have the right amount of cover, you are safe.

Filing a claim

It is another important aspect that is integral to insurance policies. Unfortunately, if something happens to your instrument - a loss or damage, you are likely to make a claim. However, there are certain ways that will help you make an effective claim settlement and fast track the process. It includes the following -

●        In order to make sure that the claim settlement process is easy and hassle-free, it is crucial to go for instrument-specific insurance. The reason - such policies are made for you and musical instruments. Moreover, a music instrument insurance provider knows the intricacies associated with such claims. So, they are more likely to provide you with the right coverage and compensation. 

●        Make sure to inform your insurance provider as soon as something wrong happens.

●        Make sure to be read with the following details when getting in touch with your insurance provider -

●        The date and time when the loss or damage occurred

●        What exactly happened that led to the loss or damage of your instrument

●        Where did the accident happen

So these are some of the many important things to consider when it comes to filing a compensation claim.

Why to Insure Piccolo Instrument with a Professional Insurance Company?

Whether you are the assistant principal in an orchestral setting or you play solo, piccolos add a lot of brilliance and sparkle to the overall music. So no wonder a piccolo is such a popular instrument. A member of the woodwinds family and also known as a half-size flute, piccolos are beautiful instruments and delicate too. If you own this woodwind, you probably do everything to ensure your gear is fit and fine and looks as gorgeous as ever. Right? 

However, such instruments are sensitive and fragile. So these can get easily damaged if dropped or even kept with a thud. Now, you might wonder inside your head, "I have a case for my woodwind, and I handle my instrument carefully. So my darling gear is safe”. That's true, but unfortunate turns come into life when you hardly expect them. Therefore, Piccolo Insurance is very imperative for you. 

And, what is important here is - finding the right and professional insurance provider. Until and unless the provider is reliable, you cannot ensure yourself quality insurance products and sufficient cover against the eventualities. 

Here we have put together some of the many pointers as to why insuring with a professional company is crucial. Let us take a quick look at them - 

Insurance protection that covers you wherever you go!

As a musician, traveling to places in and around your country is a part of your work profile. Even if you have not started doing concerts in foreign countries, sooner or later you will. Isn’t it? What if- 

● You lose or damage your instrument on a world musical tour!

● You caused a public liability abroad!

● Your gear is stolen in a foreign land!

Needless to mention, if any such thing happens, it will be a huge financial setback for you.

Well, there is always a legal way to get along in such circumstances. However, you cannot wait for the proceedings to end to perform. Music earns you living, after all. Most importantly, you will have to pay on your own to take care of all the legal procedures. However, if you have a dedicated insurance from a reliable service provider, you are covered worldwide. 

Insurance protection against all risks

A professional Piccolo Insurance provider provides you with comprehensive and customized coverage. Plus, they also offer protection against a range of circumstances, including - fire, flood, theft, hurricane, and rain, among others, that you are less likely to get otherwise.

Although some people do think that their home insurance is enough to cover their musical instruments, this misconception can land you in hot waters. Of course, your home insurance policy will cover your piccolo, provided you have listed your musical gears. But, the coverage is most likely to be limited and might not cover you under a range of scenarios.

Easy and quick claim settlement

A professional musical instrument insurance company understands musical gears and your requirements well, unlike your home insurance provider. Therefore, if you are to file a claim, the former will help you get through it effectively, while making sure that your claim settlement is quick and hassle-free. Also, with a good company, you are likely to get No Claim Bonus (NCB) for not making a claim in a given policy term.

Experience does matter

If you buy insurance for your piccolo from an insurance firm with years of experience in the industry, you are likely to get proper and practical assistance with choosing the right policy. An experienced company has seen and has been associated with different types of cases. Therefore, it can help you with the right solutions.

So, finally when you have decided to buy an insurance policy for your piccolo, seek professional insurance services only.

 

What Clarinet Insurance Covers that Home Insurance Does Not?

The elaborateness of a clarinet's design is hard to define in words. It is a single-reed instrument from the woodwinds family that has a sleek cylindrical body with a well-thought placement of various pieces. Starting from its mouthpiece to the bell and the barrel, every inch of a clarinet exudes world-class craftsmanship. No wonder these pieces are so expensive, and the owners are so lucky.

    

Are you a clarinet owner?

Do you own a clarinet? Do you have Clarinet Insurance? No! Your home insurance cover is not being referred here, but standalone musical instrument insurance. Do you have one? If not, then you are probably risking your musical instrument as well as your livelihood (if you are a professional clarinetist). But why is it so? Most of you will have this question in mind. Right? Let's read on to get the answers -

Why is your home insurance policy not your woodwinds’ ultimate protection?

You have registered your woodwind under your homeowners' insurance plan cover. Then it should be fully protected like any household good. Right. However, every home insurance policy has certain limitations.

●        First of all, it will not cover the total cost of your instrument, in case it is lost, stolen, or damaged.

●        Secondly, it will not cover your instrument if something happens to the same outside the premises of your home.

●        Thirdly, claim settlement is less likely to be an easy-going and quick process.

●        Fourthly, your home insurance plan is less likely to offer cover if your instrument is lost or damaged in transit.

●        Fifthly, public liability cover is likely to be the last thing that you should expect from your home insurance plan.

●        Lastly, if you travel worldwide with your musical instrument, then it would not be wise to go and ask for compensation from your homeowner's insurance provider if your musical instrument is lost, stolen, or damaged outside your state or country. The reason - it is likely to be out of coverage.

So these are some of the many instances where your homeowners' insurance is less likely to come in handy, thus making Clarinet Insurance a must buy.

Will a standalone musical instrument policy cover all the above-mentioned scenarios?

The best part is - yes, a standalone musical instrument plan will cover your gear in all the above-mentioned scenarios, provided you do proper research before buying the policy. Woodwind's insurance policy with a customer-centric and trusted insurance company is more like a life-saver for you. Such policies make sure that your musical gear is protected from all situations, and you can give your best performance without worrying about anything.

Many people ask - can a woodwinds insurance policy compensate for the emotional loss a musician goes through on losing his or her instrument? Can a standalone plan stop the accident or the crime that leaves musical instrument owners bereft?

Well, the answer is no, and no policy can do the same, neither a clarinet policy nor a home insurance policy. However, a dedicated musical insurance plan can definitely save you from financial hassles that you are most likely to go through after an accident involving your gear. And, you are smart enough to understand the crux of the matter.

Who should buy an instrument-specific insurance plan?

What if you are a collector who does not play any instrument? What if you teach music but not a professional performer? Is it still crucial to buy an instrument-specific insurance plan? Well, it does not matter whether you play or not, when you own a musical instrument, it is necessary to protect it financially no matter what. If you fail to do that, you might come across some tormenting financial experiences. And, always remember, emergencies always come uninvited. So, act before it is too late.

  

Oboe Insurance - Secure your Instrument While Purchasing It

Have you witnessed nightmare of losing over your favorite music piece? Many of them who dearly loved their instrument have lost it due to a slight of negligence in purchasing insurance plan for it. Those groups performing at the rock shows and individual experts who have been in this industry since long have advised too upon planning for insurance from the time of buying the instrument. Insurance is opted when you buy that asset for making a new beginning of life. This can be for an artist who aims to be among the best instrument players in the industry. Every industry has risks adjoined with it while you plan to work in it with all your passion.

Every musical instrument is priceless when it comes to owning it; for hobby or a part of their profession. To those music artists who earn their living through playing music have to keep their instruments safe all the time. For vocalists and instrument players, opting for musical equipment insurance becomes mandatory in order to pursue their profession on smooth tracks. Are you ready to take the risk of playing with it; without your asset being secured? Very few will say “YES” to this question but most of them would surely agree to safeguard it first. Oboe Insurance will keep your instrument safe and secured from all the liabilities while you can play safe with it.

There are many insurance vendors who specialize in providing customized solutions for music instrument and its specialists. You may contact them for getting comprehensive insurance policy for your music product. It would save your asset and be a safeguard against accidents, professional liability to any other third party liability. Choose an insurance vendor who offers you complete coverage for your instrument. Such as clarinet insurance will safeguard the instrument against the loss which might occur due to fire, electrical damage or third party liability. The policy must cover all kinds of manual damage and also travel based liability that can come as a hurdle in your way to success. There are other perils through which the instruments can be damaged such as earthquake, tornado, hail or during travel tours. You might ignore travel based liability but there have been instances where people have lost their baggage in which they were carrying instrument. Many of the vendors offer specialist instrument policies such that even depleting age would replace their asset with a new one. They have to pay some more amount as their premium for the policy and then get rest assured for their stand in this growing music industry. It’s not being juvenile about purchasing insurance but a wise decision that would keep your precious asset at par safe from few dangers.  You might lose your instrument when you most require it! Safeguard it by buying a fit insurance policy for all your needs.

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